Saint Peter
Greater Minnesota city. Every 2–4 unit listing here, run through the same numbers at 20% down and 7%.
Neighborhood profile
- Listings we track
- 3
- Median price per unit
- $99K
- Typical cash flow
- $723 median per month, 20% down
- Rent rules
- No cap Rents can reset to market at renewal
Crime, rental-license and Census neighborhood figures are only available for St. Paul and Minneapolis so far.
Map
Top picks
Ranked on real rent estimates (nearby comparable rentals or our own research). Listings with a serious red flag are under Proceed with caution instead, however good the numbers look.
Ways to slice it
Best cash flow now
Monthly cash flow at 20% down.
- 804 S 4th St serious flag $727/mo
- 820 S Minnesota Ave $723/mo
- 706 N 8th St serious flag −$826/mo
Best long-term
Year-30 wealth vs. the same money in stocks.
- 804 S 4th St serious flag 4.08× stocks
- 820 S Minnesota Ave 4.04× stocks
- 706 N 8th St serious flag 0.64× stocks
Value-add
Under-rented, needs work, or room to negotiate.
- 804 S 4th St serious flag Long time on market: room to negotiate.
Proceed with caution
Decent numbers, serious flags.
- 804 S 4th St No rents, lease terms or expenses given, so income is unverified
All listings
3 listings. Filter by price or units, or switch the down payment.
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Cash flows
820 S Minnesota Ave
$395,000 · 4 unitsCash flow $723/mo Cap 8.6% Break-even price $531K Yr 30 vs stocks 4.04× Positive in yr 1Numbers look workable at $395K, but with only a lump-sum rent figure, unverified taxes and tired interiors, treat 'turn key' as unproven until you see the rent roll and an inspection.
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Cash flows
804 S 4th St
$389,000 · 4 unitsCash flow $727/mo Cap 8.6% Break-even price $526K Yr 30 vs stocks 4.08× Positive in yr 1Solid-looking updated Victorian four-plex with a decent modeled return, but with no rents or expenses disclosed, it's an unproven number until you see the rent roll.
No rents, lease terms or expenses given, so income is unverified
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Far off
706 N 8th St
$334,900 · 2 unitsCash flow −$826/mo Cap 3.4% Break-even price $180K Yr 30 vs stocks 0.64× Positive in yr 27Updated systems and a new roof are nice, but at $334,900 it loses about $826 a month in our model and needs a big price cut.
Unit count conflict: listing data says 2 units, description says triplex with 3. Beds/baths in data (4/2) don't match 5 bed / 3 bath described.
Monthly cash flow
What's changing
Nothing curated for this city yet.
