Greater Minnesota › Winona

Winona

Greater Minnesota city. Every 2–4 unit listing here, run through the same numbers at 20% down and 7%.

Compare with other cities →

Neighborhood profile

Listings we track
4
Median price per unit
$124K
Typical cash flow
$127
median per month, 20% down
Rent rules
No cap
Rents can reset to market at renewal

Crime, rental-license and Census neighborhood figures are only available for St. Paul and Minneapolis so far.

Map

Top picks

Ranked on real rent estimates (nearby comparable rentals or our own research). Listings with a serious red flag are under Proceed with caution instead, however good the numbers look.

Ways to slice it

Best cash flow now

Monthly cash flow at 20% down.

  1. 159 E King St $444/mo
  2. 376 W Sanborn St serious flag $173/mo
  3. 476 Main St $82/mo
  4. 421 E Sanborn St serious flag −$265/mo

Best long-term

Year-30 wealth vs. the same money in stocks.

  1. 159 E King St 4.12× stocks
  2. 376 W Sanborn St serious flag 2.82× stocks
  3. 476 Main St 2.73× stocks
  4. 421 E Sanborn St serious flag 1.47× stocks

Value-add

Under-rented, needs work, or room to negotiate.

  1. 476 Main St Long time on market: room to negotiate.

Proceed with caution

Decent numbers, serious flags.

Nothing here right now.

All listings

4 listings. Filter by price or units, or switch the down payment.

  1. 159 E King St

    $230,000 · 2 units
    Cash flows
    Cash flow $444/mo Cap 8.7% Break-even price $313K Yr 30 vs stocks 4.12× Positive in yr 1

    Student-rental duplex that pencils at about $444/month on estimated rents, but the rent roll, taxes and foundation need to check out before offering.

  2. 476 Main St

    $225,000 · 2 units
    Cash flows
    Cash flow $82/mo Cap 6.8% Break-even price $240K Yr 30 vs stocks 2.73× Positive in yr 1

    A thin-margin student duplex that only works at a lower price or with confirmed rents and low expenses, so verify taxes and the rent roll before offering.

  3. 376 W Sanborn St

    $420,000 · 3 units
    Cash flows
    Cash flow $173/mo Cap 6.9% Break-even price $452K Yr 30 vs stocks 2.82× Positive in yr 1

    Well-located and freshly updated, and at $420K it makes money in our model, so it needs a rent roll to confirm.

    Cash flow is negative at asking price in our underwriting

  4. 421 E Sanborn St

    $265,000 · 2 units
    Close
    Cash flow −$265/mo Cap 5.2% Break-even price $215K Yr 30 vs stocks 1.47× Positive in yr 9

    Clean-looking Winona duplex, but at $265K it runs negative on our numbers and the listing gives no rents, so it needs a lower price or proven income.

    Priced above our break-even; negative cash flow at the ask

Monthly cash flow

−$500$0$500break-even159 E King St$444376 W Sanborn St$173476 Main St$82421 E Sanborn St−$265

What's changing

Nothing curated for this city yet.