Winona
Greater Minnesota city. Every 2–4 unit listing here, run through the same numbers at 20% down and 7%.
Neighborhood profile
- Listings we track
- 4
- Median price per unit
- $124K
- Typical cash flow
- $127 median per month, 20% down
- Rent rules
- No cap Rents can reset to market at renewal
Crime, rental-license and Census neighborhood figures are only available for St. Paul and Minneapolis so far.
Map
Top picks
Ranked on real rent estimates (nearby comparable rentals or our own research). Listings with a serious red flag are under Proceed with caution instead, however good the numbers look.
Ways to slice it
Best cash flow now
Monthly cash flow at 20% down.
- 159 E King St $444/mo
- 376 W Sanborn St serious flag $173/mo
- 476 Main St $82/mo
- 421 E Sanborn St serious flag −$265/mo
Best long-term
Year-30 wealth vs. the same money in stocks.
- 159 E King St 4.12× stocks
- 376 W Sanborn St serious flag 2.82× stocks
- 476 Main St 2.73× stocks
- 421 E Sanborn St serious flag 1.47× stocks
Value-add
Under-rented, needs work, or room to negotiate.
- 476 Main St Long time on market: room to negotiate.
Proceed with caution
Decent numbers, serious flags.
Nothing here right now.
All listings
4 listings. Filter by price or units, or switch the down payment.
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Cash flows
159 E King St
$230,000 · 2 unitsCash flow $444/mo Cap 8.7% Break-even price $313K Yr 30 vs stocks 4.12× Positive in yr 1Student-rental duplex that pencils at about $444/month on estimated rents, but the rent roll, taxes and foundation need to check out before offering.
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Cash flows
476 Main St
$225,000 · 2 unitsCash flow $82/mo Cap 6.8% Break-even price $240K Yr 30 vs stocks 2.73× Positive in yr 1A thin-margin student duplex that only works at a lower price or with confirmed rents and low expenses, so verify taxes and the rent roll before offering.
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Cash flows
376 W Sanborn St
$420,000 · 3 unitsCash flow $173/mo Cap 6.9% Break-even price $452K Yr 30 vs stocks 2.82× Positive in yr 1Well-located and freshly updated, and at $420K it makes money in our model, so it needs a rent roll to confirm.
Cash flow is negative at asking price in our underwriting
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Close
421 E Sanborn St
$265,000 · 2 unitsCash flow −$265/mo Cap 5.2% Break-even price $215K Yr 30 vs stocks 1.47× Positive in yr 9Clean-looking Winona duplex, but at $265K it runs negative on our numbers and the listing gives no rents, so it needs a lower price or proven income.
Priced above our break-even; negative cash flow at the ask
Monthly cash flow
What's changing
Nothing curated for this city yet.

