1176 Norton St
Duplex · 2 units: 3 bed / 1 bath and 2 bed / 1 bath unit split estimated · 1,976 sq ft
Saint Paul, MN · North End (South Como) · View the listing ↗
Photos, via Realtor.com.
- Asking price
- $335,000 2 units · $168K per unit
- Monthly cash flow
- −$321 at 20% down, 7%
- Break-even price
- $274,781 where cash flow hits $0
The numbers
Edit rents, costs and assumptions
Default: 20% down (no PMI), offer at asking, self-managed, 7.00% for 30 years, buyer pays closing costs (3%).
The deal
- Price
- $335,000
- Cash to close
- $43,550
- Price per unit
- $167,500
- GRM
- 9.0
Each month
- Cash flow
- −$732/mo
- Cash-on-cash
- −20.2%
- Cap rate
- 5.2%
- DSCR
- 0.67×
Break-even
- Price that breaks even
- $223,275
- Rent that breaks even
- $4,038/mo
Long run
- Year 30: property vs stocks
- $927K vs $640K
- Cash flow turns positive
- year 14
The deal
- Price
- $335,000
- Cash to close
- $43,550
- Price per unit
- $167,500
- GRM
- 9.0
Each month
- Cash flow
- −$994/mo
- Cash-on-cash
- −27.4%
- Cap rate
- 4.3%
- DSCR
- 0.55×
Break-even
- Price that breaks even
- $183,237
- Rent that breaks even
- $4,530/mo
Long run
- Year 30: property vs stocks
- $797K vs $917K
- Cash flow turns positive
- year 22
The deal
- Price
- $325,000
- Cash to close
- $42,250
- Price per unit
- $162,500
- GRM
- 8.7
Each month
- Cash flow
- −$666/mo
- Cash-on-cash
- −18.9%
- Cap rate
- 5.4%
- DSCR
- 0.69×
Break-even
- Price that breaks even
- $223,275
- Rent that breaks even
- $3,954/mo
Long run
- Year 30: property vs stocks
- $929K vs $585K
- Cash flow turns positive
- year 12
The deal
- Price
- $325,000
- Cash to close
- $42,250
- Price per unit
- $162,500
- GRM
- 8.7
Each month
- Cash flow
- −$929/mo
- Cash-on-cash
- −26.4%
- Cap rate
- 4.4%
- DSCR
- 0.56×
Break-even
- Price that breaks even
- $183,237
- Rent that breaks even
- $4,435/mo
Long run
- Year 30: property vs stocks
- $784K vs $848K
- Cash flow turns positive
- year 21
The deal
- Price
- $335,000
- Cash to close
- $77,050
- Price per unit
- $167,500
- GRM
- 9.0
Each month
- Cash flow
- −$321/mo
- Cash-on-cash
- −5.0%
- Cap rate
- 5.2%
- DSCR
- 0.82×
Break-even
- Price that breaks even
- $274,781
- Rent that breaks even
- $3,511/mo
Long run
- Year 30: property vs stocks
- $1.03M vs $691K
- Cash flow turns positive
- year 9
The deal
- Price
- $335,000
- Cash to close
- $77,050
- Price per unit
- $167,500
- GRM
- 9.0
Each month
- Cash flow
- −$583/mo
- Cash-on-cash
- −9.1%
- Cap rate
- 4.3%
- DSCR
- 0.67×
Break-even
- Price that breaks even
- $225,507
- Rent that breaks even
- $3,938/mo
Long run
- Year 30: property vs stocks
- $843K vs $907K
- Cash flow turns positive
- year 17
The deal
- Price
- $325,000
- Cash to close
- $74,750
- Price per unit
- $162,500
- GRM
- 8.7
Each month
- Cash flow
- −$267/mo
- Cash-on-cash
- −4.3%
- Cap rate
- 5.4%
- DSCR
- 0.85×
Break-even
- Price that breaks even
- $274,781
- Rent that breaks even
- $3,443/mo
Long run
- Year 30: property vs stocks
- $1.04M vs $646K
- Cash flow turns positive
- year 8
The deal
- Price
- $325,000
- Cash to close
- $74,750
- Price per unit
- $162,500
- GRM
- 8.7
Each month
- Cash flow
- −$530/mo
- Cash-on-cash
- −8.5%
- Cap rate
- 4.4%
- DSCR
- 0.69×
Break-even
- Price that breaks even
- $225,507
- Rent that breaks even
- $3,861/mo
Long run
- Year 30: property vs stocks
- $835K vs $845K
- Cash flow turns positive
- year 16
The deal
- Price
- $335,000
- Cash to close
- $93,800
- Price per unit
- $167,500
- GRM
- 9.0
Each month
- Cash flow
- −$209/mo
- Cash-on-cash
- −2.7%
- Cap rate
- 5.2%
- DSCR
- 0.87×
Break-even
- Price that breaks even
- $293,100
- Rent that breaks even
- $3,368/mo
Long run
- Year 30: property vs stocks
- $1.11M vs $765K
- Cash flow turns positive
- year 7
The deal
- Price
- $335,000
- Cash to close
- $93,800
- Price per unit
- $167,500
- GRM
- 9.0
Each month
- Cash flow
- −$471/mo
- Cash-on-cash
- −6.0%
- Cap rate
- 4.3%
- DSCR
- 0.72×
Break-even
- Price that breaks even
- $240,541
- Rent that breaks even
- $3,778/mo
Long run
- Year 30: property vs stocks
- $877K vs $943K
- Cash flow turns positive
- year 14
The deal
- Price
- $325,000
- Cash to close
- $91,000
- Price per unit
- $162,500
- GRM
- 8.7
Each month
- Cash flow
- −$159/mo
- Cash-on-cash
- −2.1%
- Cap rate
- 5.4%
- DSCR
- 0.90×
Break-even
- Price that breaks even
- $293,100
- Rent that breaks even
- $3,304/mo
Long run
- Year 30: property vs stocks
- $1.12M vs $725K
- Cash flow turns positive
- year 5
The deal
- Price
- $325,000
- Cash to close
- $91,000
- Price per unit
- $162,500
- GRM
- 8.7
Each month
- Cash flow
- −$421/mo
- Cash-on-cash
- −5.6%
- Cap rate
- 4.4%
- DSCR
- 0.74×
Break-even
- Price that breaks even
- $240,541
- Rent that breaks even
- $3,706/mo
Long run
- Year 30: property vs stocks
- $873K vs $883K
- Cash flow turns positive
- year 13
Monthly
Monthly breakdown
| Rent | $3,100 |
| Vacancy (6%) | −$186 |
| Collected | $2,914 |
| Property tax Public record | −$534 |
| Insurance Estimate | −$191 |
| Water, sewer, trash Estimate | −$170 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$248 |
| Capital reserve (8% of rent) | −$248 |
| Net operating income | $1,463 |
| Mortgage (principal + interest) | −$2,006 |
| PMI | −$188 |
| Cash flow | −$732 |
| Principal paid down (equity, not cash) | $255 |
| Rent | $3,100 |
| Vacancy (6%) | −$186 |
| Collected | $2,914 |
| Property tax Public record | −$534 |
| Insurance Estimate | −$191 |
| Water, sewer, trash Estimate | −$170 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$248 |
| Capital reserve (8% of rent) | −$248 |
| Property management | −$262 |
| Net operating income | $1,200 |
| Mortgage (principal + interest) | −$2,006 |
| PMI | −$188 |
| Cash flow | −$994 |
| Principal paid down (equity, not cash) | $255 |
| Rent | $3,100 |
| Vacancy (6%) | −$186 |
| Collected | $2,914 |
| Property tax Public record | −$534 |
| Insurance Estimate | −$191 |
| Water, sewer, trash Estimate | −$170 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$248 |
| Capital reserve (8% of rent) | −$248 |
| Net operating income | $1,463 |
| Mortgage (principal + interest) | −$1,946 |
| PMI | −$183 |
| Cash flow | −$666 |
| Principal paid down (equity, not cash) | $248 |
| Rent | $3,100 |
| Vacancy (6%) | −$186 |
| Collected | $2,914 |
| Property tax Public record | −$534 |
| Insurance Estimate | −$191 |
| Water, sewer, trash Estimate | −$170 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$248 |
| Capital reserve (8% of rent) | −$248 |
| Property management | −$262 |
| Net operating income | $1,200 |
| Mortgage (principal + interest) | −$1,946 |
| PMI | −$183 |
| Cash flow | −$929 |
| Principal paid down (equity, not cash) | $248 |
| Rent | $3,100 |
| Vacancy (6%) | −$186 |
| Collected | $2,914 |
| Property tax Public record | −$534 |
| Insurance Estimate | −$191 |
| Water, sewer, trash Estimate | −$170 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$248 |
| Capital reserve (8% of rent) | −$248 |
| Net operating income | $1,463 |
| Mortgage (principal + interest) | −$1,783 |
| Cash flow | −$321 |
| Principal paid down (equity, not cash) | $227 |
| Rent | $3,100 |
| Vacancy (6%) | −$186 |
| Collected | $2,914 |
| Property tax Public record | −$534 |
| Insurance Estimate | −$191 |
| Water, sewer, trash Estimate | −$170 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$248 |
| Capital reserve (8% of rent) | −$248 |
| Property management | −$262 |
| Net operating income | $1,200 |
| Mortgage (principal + interest) | −$1,783 |
| Cash flow | −$583 |
| Principal paid down (equity, not cash) | $227 |
| Rent | $3,100 |
| Vacancy (6%) | −$186 |
| Collected | $2,914 |
| Property tax Public record | −$534 |
| Insurance Estimate | −$191 |
| Water, sewer, trash Estimate | −$170 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$248 |
| Capital reserve (8% of rent) | −$248 |
| Net operating income | $1,463 |
| Mortgage (principal + interest) | −$1,730 |
| Cash flow | −$267 |
| Principal paid down (equity, not cash) | $220 |
| Rent | $3,100 |
| Vacancy (6%) | −$186 |
| Collected | $2,914 |
| Property tax Public record | −$534 |
| Insurance Estimate | −$191 |
| Water, sewer, trash Estimate | −$170 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$248 |
| Capital reserve (8% of rent) | −$248 |
| Property management | −$262 |
| Net operating income | $1,200 |
| Mortgage (principal + interest) | −$1,730 |
| Cash flow | −$530 |
| Principal paid down (equity, not cash) | $220 |
| Rent | $3,100 |
| Vacancy (6%) | −$186 |
| Collected | $2,914 |
| Property tax Public record | −$534 |
| Insurance Estimate | −$191 |
| Water, sewer, trash Estimate | −$170 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$248 |
| Capital reserve (8% of rent) | −$248 |
| Net operating income | $1,463 |
| Mortgage (principal + interest) | −$1,672 |
| Cash flow | −$209 |
| Principal paid down (equity, not cash) | $213 |
| Rent | $3,100 |
| Vacancy (6%) | −$186 |
| Collected | $2,914 |
| Property tax Public record | −$534 |
| Insurance Estimate | −$191 |
| Water, sewer, trash Estimate | −$170 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$248 |
| Capital reserve (8% of rent) | −$248 |
| Property management | −$262 |
| Net operating income | $1,200 |
| Mortgage (principal + interest) | −$1,672 |
| Cash flow | −$471 |
| Principal paid down (equity, not cash) | $213 |
| Rent | $3,100 |
| Vacancy (6%) | −$186 |
| Collected | $2,914 |
| Property tax Public record | −$534 |
| Insurance Estimate | −$191 |
| Water, sewer, trash Estimate | −$170 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$248 |
| Capital reserve (8% of rent) | −$248 |
| Net operating income | $1,463 |
| Mortgage (principal + interest) | −$1,622 |
| Cash flow | −$159 |
| Principal paid down (equity, not cash) | $206 |
| Rent | $3,100 |
| Vacancy (6%) | −$186 |
| Collected | $2,914 |
| Property tax Public record | −$534 |
| Insurance Estimate | −$191 |
| Water, sewer, trash Estimate | −$170 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$248 |
| Capital reserve (8% of rent) | −$248 |
| Property management | −$262 |
| Net operating income | $1,200 |
| Mortgage (principal + interest) | −$1,622 |
| Cash flow | −$421 |
| Principal paid down (equity, not cash) | $206 |
Cash flow each year
Rents +3%/yr (St. Paul's cap for sitting tenants), costs +3.5%/yr. Red bars are months you'd cover out of pocket.
30 years
How those totals add up
- Your equity when you sell
- $764,345
- Rental profits, invested at 7%
- $163,006
Sells for $813,133 (value up 3% a year), minus 6% selling cost ($48,788). Rent paid down $301,500 of loan.
$110,929 of cash flow over 30 years, plus what it earned invested.
- Cash to close, invested at 7%
- $331,514
- Monthly shortfalls, invested
- $308,116
$43,550 put into an index fund instead of the down payment and closing costs.
$53,549 you'd have paid in while the building lost money, invested instead.
The building comes out $287,721 ahead after 30 years.
- Your equity when you sell
- $764,345
- Rental profits, invested at 7%
- $32,910
Sells for $813,133 (value up 3% a year), minus 6% selling cost ($48,788). Rent paid down $301,500 of loan.
$27,423 of cash flow over 30 years, plus what it earned invested.
- Cash to close, invested at 7%
- $331,514
- Monthly shortfalls, invested
- $585,964
$43,550 put into an index fund instead of the down payment and closing costs.
$119,769 you'd have paid in while the building lost money, invested instead.
Stocks come out $120,223 ahead after 30 years.
- Your equity when you sell
- $741,528
- Rental profits, invested at 7%
- $187,597
Sells for $788,860 (value up 3% a year), minus 6% selling cost ($47,332). Rent paid down $292,500 of loan.
$123,908 of cash flow over 30 years, plus what it earned invested.
- Cash to close, invested at 7%
- $321,618
- Monthly shortfalls, invested
- $263,094
$42,250 put into an index fund instead of the down payment and closing costs.
$44,703 you'd have paid in while the building lost money, invested instead.
The building comes out $344,414 ahead after 30 years.
- Your equity when you sell
- $741,528
- Rental profits, invested at 7%
- $42,537
Sells for $788,860 (value up 3% a year), minus 6% selling cost ($47,332). Rent paid down $292,500 of loan.
$34,445 of cash flow over 30 years, plus what it earned invested.
- Cash to close, invested at 7%
- $321,618
- Monthly shortfalls, invested
- $525,978
$42,250 put into an index fund instead of the down payment and closing costs.
$104,965 you'd have paid in while the building lost money, invested instead.
Stocks come out $63,531 ahead after 30 years.
- Your equity when you sell
- $764,345
- Rental profits, invested at 7%
- $270,185
Sells for $813,133 (value up 3% a year), minus 6% selling cost ($48,788). Rent paid down $268,000 of loan.
$163,595 of cash flow over 30 years, plus what it earned invested.
- Cash to close, invested at 7%
- $586,524
- Monthly shortfalls, invested
- $104,353
$77,050 put into an index fund instead of the down payment and closing costs.
$16,935 you'd have paid in while the building lost money, invested instead.
The building comes out $343,653 ahead after 30 years.
- Your equity when you sell
- $764,345
- Rental profits, invested at 7%
- $78,503
Sells for $813,133 (value up 3% a year), minus 6% selling cost ($48,788). Rent paid down $268,000 of loan.
$58,290 of cash flow over 30 years, plus what it earned invested.
- Cash to close, invested at 7%
- $586,524
- Monthly shortfalls, invested
- $320,616
$77,050 put into an index fund instead of the down payment and closing costs.
$61,356 you'd have paid in while the building lost money, invested instead.
Stocks come out $64,292 ahead after 30 years.
- Your equity when you sell
- $741,528
- Rental profits, invested at 7%
- $302,993
Sells for $788,860 (value up 3% a year), minus 6% selling cost ($47,332). Rent paid down $260,000 of loan.
$177,987 of cash flow over 30 years, plus what it earned invested.
- Cash to close, invested at 7%
- $569,016
- Monthly shortfalls, invested
- $76,830
$74,750 put into an index fund instead of the down payment and closing costs.
$12,167 you'd have paid in while the building lost money, invested instead.
The building comes out $398,676 ahead after 30 years.
- Your equity when you sell
- $741,528
- Rental profits, invested at 7%
- $93,772
Sells for $788,860 (value up 3% a year), minus 6% selling cost ($47,332). Rent paid down $260,000 of loan.
$67,567 of cash flow over 30 years, plus what it earned invested.
- Cash to close, invested at 7%
- $569,016
- Monthly shortfalls, invested
- $275,554
$74,750 put into an index fund instead of the down payment and closing costs.
$51,472 you'd have paid in while the building lost money, invested instead.
Stocks come out $9,269 ahead after 30 years.
- Your equity when you sell
- $764,345
- Rental profits, invested at 7%
- $342,660
Sells for $813,133 (value up 3% a year), minus 6% selling cost ($48,788). Rent paid down $251,250 of loan.
$194,547 of cash flow over 30 years, plus what it earned invested.
- Cash to close, invested at 7%
- $714,030
- Monthly shortfalls, invested
- $50,509
$93,800 put into an index fund instead of the down payment and closing costs.
$7,770 you'd have paid in while the building lost money, invested instead.
The building comes out $342,466 ahead after 30 years.
- Your equity when you sell
- $764,345
- Rental profits, invested at 7%
- $112,734
Sells for $813,133 (value up 3% a year), minus 6% selling cost ($48,788). Rent paid down $251,250 of loan.
$78,556 of cash flow over 30 years, plus what it earned invested.
- Cash to close, invested at 7%
- $714,030
- Monthly shortfalls, invested
- $228,529
$93,800 put into an index fund instead of the down payment and closing costs.
$41,504 you'd have paid in while the building lost money, invested instead.
Stocks come out $65,479 ahead after 30 years.
- Your equity when you sell
- $741,528
- Rental profits, invested at 7%
- $380,550
Sells for $788,860 (value up 3% a year), minus 6% selling cost ($47,332). Rent paid down $243,750 of loan.
$209,517 of cash flow over 30 years, plus what it earned invested.
- Cash to close, invested at 7%
- $692,715
- Monthly shortfalls, invested
- $31,839
$91,000 put into an index fund instead of the down payment and closing costs.
$4,777 you'd have paid in while the building lost money, invested instead.
The building comes out $397,525 ahead after 30 years.
- Your equity when you sell
- $741,528
- Rental profits, invested at 7%
- $131,501
Sells for $788,860 (value up 3% a year), minus 6% selling cost ($47,332). Rent paid down $243,750 of loan.
$88,830 of cash flow over 30 years, plus what it earned invested.
- Cash to close, invested at 7%
- $692,715
- Monthly shortfalls, invested
- $190,735
$91,000 put into an index fund instead of the down payment and closing costs.
$33,815 you'd have paid in while the building lost money, invested instead.
Stocks come out $10,420 ahead after 30 years.
Future dollars. At 3% inflation, divide year-30 figures by about 2.4 for today's buying power. Rental profits are assumed invested, not spent.
30 years: this property vs. the same money in stocks
Year 30 (loan paid off): property $927K, stocks $640K. The property wins.
Year 30 (loan paid off): property $797K, stocks $917K. Stocks win.
Year 30 (loan paid off): property $929K, stocks $585K. The property wins.
Year 30 (loan paid off): property $784K, stocks $848K. Stocks win.
Year 30 (loan paid off): property $1.03M, stocks $691K. The property wins.
Year 30 (loan paid off): property $843K, stocks $907K. Stocks win.
Year 30 (loan paid off): property $1.04M, stocks $646K. The property wins.
Year 30 (loan paid off): property $835K, stocks $845K. Stocks win.
Year 30 (loan paid off): property $1.11M, stocks $765K. The property wins.
Year 30 (loan paid off): property $877K, stocks $943K. Stocks win.
Year 30 (loan paid off): property $1.12M, stocks $725K. The property wins.
Year 30 (loan paid off): property $873K, stocks $883K. Stocks win.
Comparable rentals
The closest rental listings with each unit's bedroom count, as of 2026-10-06. The estimate is the median asking rent of every rental we found nearby (the count is shown for each); houses are left out. Asking rents from Realtor.com rental listings, not signed leases.
3 bed estimate $1,750/mo · range $1,650–$1,975 · 18 rentals within 3 mi
| Address | Rent | Bd / Ba | Distance |
|---|---|---|---|
| 690 Virginia St, Saint Paul | $1,500 | 3 / 1 | 1.0 mi |
| 653 Galtier St, Saint Paul | $1,750 | 3 / 1.5 | 1.1 mi |
| 555-565 N Kent St, Saint Paul | $1,435 | 3 / 1 | 1.3 mi |
| 610 N Capitol Blvd Unit 3, Saint Paul | $1,650 | 3 / 1 | 1.4 mi |
| 764 Capitol Hts Unit 2, Saint Paul | $1,800 | 3 / 1 | 1.6 mi |
| 691 Bedford St Unit A, Saint Paul | $2,052 | 3 / 1 | 2.3 mi |
| 987 Dayton Ave, Saint Paul | $2,050 | 3 / 1 | 2.3 mi |
| 989 Dayton Ave, Saint Paul | $2,050 | 3 / 1 | 2.3 mi |
| 865/867 Hague Ave, Saint Paul | $1,625 | 3 / 1 | 2.3 mi |
| 155 Capitol Vw, Roseville | $1,878 | 3 / 1.5 | 2.3 mi |
2 bed estimate $1,350/mo · range $1,275–$1,450 · 17 rentals within 1.5 mi
| Address | Rent | Bd / Ba | Distance |
|---|---|---|---|
| 390 Cottage Ave W, Saint Paul | $1,280 | 2 / 1 | 0.4 mi |
| 761 Como Ave, Saint Paul | $1,369 | 2 / 1 | 0.6 mi |
| 805 Como Ave, Saint Paul | $1,199 | 2 / 1 | 0.7 mi |
| 837 Como Ave, Saint Paul | $1,210 | 2 / 1 | 0.7 mi |
| 1512 Woodbridge St, Saint Paul | $1,344 | 2 / 1 | 0.9 mi |
| 429 Idaho Ave W, Saint Paul | $1,050 | 2 / 1 | 0.9 mi |
| 579 Van Buren Ave, Saint Paul | $1,275 | 2 / 1 | 1.0 mi |
| 400 Larpenteur Ave W, Saint Paul | $1,300 | 2 / 1 | 1.0 mi |
| 1630 Marion St, Saint Paul | $1,200 | 2 / 1 | 1.1 mi |
| 636 Larpenteur Ave W, Saint Paul | $1,250 | 2 / 1 | 1.1 mi |
On the maps, this property and comparable rentals. Comparable rentals and rent estimate: Realtor.com rental listings. Rents are asking rents from listings; check them against the actual leases.
Red flags and opportunities
Watch for
- mediumNo rental certificate (CofO) on file in the city's data. Ask whether the building is licensed as a rental and when it was last inspected. Public record: St. Paul Certificate of Occupancy – Residential: no record for 1176 NORTON ST (dataset last updated mid-2025)
- low$572 in special assessments on the payable 2026 tax bill (often street, sewer or code-enforcement charges). Ask what they're for, whether they continue, and whether the seller pays them off at closing. Public record: Ramsey County parcel 252923210132: special assessments (payable 2026) = $572.02
Opportunities
None found.
Questions for the agent
- Can we see the current leases and a rent roll, with move-in dates?
- What did water/sewer/trash, heat and electric cost the owner over the last 12 months?
- How old are the roof, boiler or furnaces, water heaters and electrical panels?
- Is the building licensed as a rental for this many units, and when was the last city inspection?
- Any special assessments pending, and will the seller pay them off at closing?
Standard questions worth asking about any building.
What the records say
Where each number comes from
| Property tax / yr Public recordRamsey County record, payable 2026 (non-homestead) | $6,412 |
| Insurance / yr Estimateestimate. from units, square feet and age; get a quote | $2,294 |
| Water, sewer, trash / mo Estimateestimate. $85/unit/mo, owner-paid | $170 |
| Heat / mo Assumptionassumption. tenants pay heat; confirm with the agent | $0 |
| Lawn care / mo Assumptionassumption. $120/mo for 6 months, spread over 12; no snow removal | $60 |
| Repairs / capital reserve Rulerule. base rate | 8% / 8% |
Price history Realtor.com
On the market since 2026-06-28 (99 days, relisted 1×); last sold for $295,000 on 2023-01-27.
| Date | Event | Price |
|---|---|---|
| Listed | $335,000 | |
| Removed | $325,000 | |
| Sold | $295,000 | |
| Sold public record | $115,000 | |
| Sold public record | $725,800 |
County record Public record
| Recorded as | two family dwelling - up/dwn |
| Living units | 2 |
| Year built | 1965 |
| Market value (2026) | $292,100 |
| Property tax, payable 2026 | $6,412 |
| Special assessments | $572 |
| Homestead | no |
| Last sale | 2023-01-27 · $295,000 |
Source: Ramsey County parcel records.
City rental certificate (CofO)
No record in St. Paul Certificate of Occupancy – Residential (dataset last updated mid-2025).
Nearest highway
I 35E;US 10, about 2423 m away.
Crime in North End
1,359 incidents in the last 12 months (57 per 1,000 residents), +5% vs. the year before. St. Paul police incidents, excluding proactive visits and community events.