221 Bridge St
Duplex · 2 units: 1 bed / 1 bath ×2 unit split estimated · 1,645 sq ft
Le Sueur, MN · View the listing ↗
Photos courtesy of JBEAL HOMES, INC. - Broker, via Realtor.com.
- Asking price
- $147,700 2 units · $74K per unit
- Monthly cash flow
- $241 at 20% down, 7%
- Estimated rent
- $2,150/mo medium confidence
- Break-even price
- $192,951 where cash flow hits $0
First look
Two 1-bed/1-bath units in Le Sueur at $147,700, and our underwriting shows about $241/month cash flow at 20% down and a 8.3% cap. That's thin but positive, and break-even price is about $193K, so there's some cushion. The listing gives no rents, so the income is our estimate ($1,075 mid per unit), not a fact. It has sat 343 days, which gives room to negotiate. First check the taxes (we couldn't match a county parcel), the age and type of heat (the photos show electric baseboard), and whether the lower unit is a true legal unit. Worth a showing if the rental license and utilities hold up.
Things to consider
- Rents are our estimate, not the seller's The listing states no rents, so the $241/month cash flow rests on a $1,075 mid-rate per unit. Get the actual leases before you trust it.
- Thin cash flow leaves little room for repairs At $241/month, a single boiler-level or roof-level surprise wipes out a year. Inspect the 1880 structure and wiring carefully.
- Long time on market gives negotiating room 343 days suggests the seller may accept a lower price, which would improve the cap rate.
- Taxes are unverified A bad tax guess changes the cash flow quickly. An investor may owe the non-homestead rate.
- Lower unit may not be a standard unit The floor and windows suggest a basement-level space. Confirm it is legal, licensed and has proper egress.From photo 3
- Rental license is good through 2029 A current license for both units helps you avoid a compliance delay, but confirm it transfers.Listing says: “Current rental license is good until June 2029 for both units.”
From the photos
Based on 10 of the listing photos. Photos can hide as much as they show; an inspection is the real answer.
Condition and repairs
- doneNew windows, siding and roofListing says: New windows, siding and roof in last few years.
- doneRental license current for both units until June 2029Listing says: Current rental license is good until June 2029 for both units.
AI-assisted first read of the listing description and photos (Claude), checked against public records. Every rent and repair above quotes the listing; verify with the agent, leases and an inspection.
The numbers
Edit rents, costs and assumptions
Default: 20% down (no PMI), offer at asking, self-managed, 7.00% for 30 years, buyer pays closing costs (3%).
The deal
- Price
- $147,700
- Cash to close
- $19,201
- Price per unit
- $73,850
- GRM
- 5.7
Each month
- Cash flow
- $60/mo
- Cash-on-cash
- 3.7%
- Cap rate
- 8.3%
- DSCR
- 1.06×
Break-even
- Price that breaks even
- $156,784
- Rent that breaks even
- $2,073/mo
Long run
- Year 30: property vs stocks
- $848K vs $146K
- Cash flow turns positive
- year 1
The deal
- Price
- $147,700
- Cash to close
- $19,201
- Price per unit
- $73,850
- GRM
- 5.7
Each month
- Cash flow
- −$122/mo
- Cash-on-cash
- −7.6%
- Cap rate
- 6.9%
- DSCR
- 0.87×
Break-even
- Price that breaks even
- $129,015
- Rent that breaks even
- $2,329/mo
Long run
- Year 30: property vs stocks
- $593K vs $174K
- Cash flow turns positive
- year 5
The deal
- Price
- $137,700
- Cash to close
- $17,901
- Price per unit
- $68,850
- GRM
- 5.3
Each month
- Cash flow
- $125/mo
- Cash-on-cash
- 8.4%
- Cap rate
- 8.9%
- DSCR
- 1.14×
Break-even
- Price that breaks even
- $156,784
- Rent that breaks even
- $1,988/mo
Long run
- Year 30: property vs stocks
- $895K vs $136K
- Cash flow turns positive
- year 1
The deal
- Price
- $137,700
- Cash to close
- $17,901
- Price per unit
- $68,850
- GRM
- 5.3
Each month
- Cash flow
- −$57/mo
- Cash-on-cash
- −3.8%
- Cap rate
- 7.4%
- DSCR
- 0.94×
Break-even
- Price that breaks even
- $129,015
- Rent that breaks even
- $2,233/mo
Long run
- Year 30: property vs stocks
- $621K vs $145K
- Cash flow turns positive
- year 4
The deal
- Price
- $147,700
- Cash to close
- $33,971
- Price per unit
- $73,850
- GRM
- 5.7
Each month
- Cash flow
- $241/mo
- Cash-on-cash
- 8.5%
- Cap rate
- 8.3%
- DSCR
- 1.31×
Break-even
- Price that breaks even
- $192,951
- Rent that breaks even
- $1,837/mo
Long run
- Year 30: property vs stocks
- $985K vs $259K
- Cash flow turns positive
- year 1
The deal
- Price
- $147,700
- Cash to close
- $33,971
- Price per unit
- $73,850
- GRM
- 5.7
Each month
- Cash flow
- $59/mo
- Cash-on-cash
- 2.1%
- Cap rate
- 6.9%
- DSCR
- 1.07×
Break-even
- Price that breaks even
- $158,777
- Rent that breaks even
- $2,064/mo
Long run
- Year 30: property vs stocks
- $703K vs $259K
- Cash flow turns positive
- year 1
The deal
- Price
- $137,700
- Cash to close
- $31,671
- Price per unit
- $68,850
- GRM
- 5.3
Each month
- Cash flow
- $294/mo
- Cash-on-cash
- 11.1%
- Cap rate
- 8.9%
- DSCR
- 1.40×
Break-even
- Price that breaks even
- $192,951
- Rent that breaks even
- $1,768/mo
Long run
- Year 30: property vs stocks
- $1.02M vs $241K
- Cash flow turns positive
- year 1
The deal
- Price
- $137,700
- Cash to close
- $31,671
- Price per unit
- $68,850
- GRM
- 5.3
Each month
- Cash flow
- $112/mo
- Cash-on-cash
- 4.3%
- Cap rate
- 7.4%
- DSCR
- 1.15×
Break-even
- Price that breaks even
- $158,777
- Rent that breaks even
- $1,986/mo
Long run
- Year 30: property vs stocks
- $740K vs $241K
- Cash flow turns positive
- year 1
The deal
- Price
- $147,700
- Cash to close
- $41,356
- Price per unit
- $73,850
- GRM
- 5.7
Each month
- Cash flow
- $290/mo
- Cash-on-cash
- 8.4%
- Cap rate
- 8.3%
- DSCR
- 1.39×
Break-even
- Price that breaks even
- $205,815
- Rent that breaks even
- $1,773/mo
Long run
- Year 30: property vs stocks
- $1.04M vs $315K
- Cash flow turns positive
- year 1
The deal
- Price
- $147,700
- Cash to close
- $41,356
- Price per unit
- $73,850
- GRM
- 5.7
Each month
- Cash flow
- $108/mo
- Cash-on-cash
- 3.1%
- Cap rate
- 6.9%
- DSCR
- 1.15×
Break-even
- Price that breaks even
- $169,362
- Rent that breaks even
- $1,992/mo
Long run
- Year 30: property vs stocks
- $758K vs $315K
- Cash flow turns positive
- year 1
The deal
- Price
- $137,700
- Cash to close
- $38,556
- Price per unit
- $68,850
- GRM
- 5.3
Each month
- Cash flow
- $340/mo
- Cash-on-cash
- 10.6%
- Cap rate
- 8.9%
- DSCR
- 1.49×
Break-even
- Price that breaks even
- $205,815
- Rent that breaks even
- $1,709/mo
Long run
- Year 30: property vs stocks
- $1.07M vs $293K
- Cash flow turns positive
- year 1
The deal
- Price
- $137,700
- Cash to close
- $38,556
- Price per unit
- $68,850
- GRM
- 5.3
Each month
- Cash flow
- $158/mo
- Cash-on-cash
- 4.9%
- Cap rate
- 7.4%
- DSCR
- 1.23×
Break-even
- Price that breaks even
- $169,362
- Rent that breaks even
- $1,919/mo
Long run
- Year 30: property vs stocks
- $792K vs $293K
- Cash flow turns positive
- year 1
Monthly
Monthly breakdown
| Rent | $2,150 |
| Vacancy (6%) | −$129 |
| Collected | $2,021 |
| Property tax Listing | −$196 |
| Insurance Estimate | −$203 |
| Water, sewer, trash Estimate | −$170 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$172 |
| Capital reserve (9% of rent) | −$194 |
| Net operating income | $1,027 |
| Mortgage (principal + interest) | −$884 |
| PMI | −$83 |
| Cash flow | $60 |
| Principal paid down (equity, not cash) | $113 |
| Rent | $2,150 |
| Vacancy (6%) | −$129 |
| Collected | $2,021 |
| Property tax Listing | −$196 |
| Insurance Estimate | −$203 |
| Water, sewer, trash Estimate | −$170 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$172 |
| Capital reserve (9% of rent) | −$194 |
| Property management | −$182 |
| Net operating income | $845 |
| Mortgage (principal + interest) | −$884 |
| PMI | −$83 |
| Cash flow | −$122 |
| Principal paid down (equity, not cash) | $113 |
| Rent | $2,150 |
| Vacancy (6%) | −$129 |
| Collected | $2,021 |
| Property tax Listing | −$196 |
| Insurance Estimate | −$203 |
| Water, sewer, trash Estimate | −$170 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$172 |
| Capital reserve (9% of rent) | −$194 |
| Net operating income | $1,027 |
| Mortgage (principal + interest) | −$825 |
| PMI | −$77 |
| Cash flow | $125 |
| Principal paid down (equity, not cash) | $105 |
| Rent | $2,150 |
| Vacancy (6%) | −$129 |
| Collected | $2,021 |
| Property tax Listing | −$196 |
| Insurance Estimate | −$203 |
| Water, sewer, trash Estimate | −$170 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$172 |
| Capital reserve (9% of rent) | −$194 |
| Property management | −$182 |
| Net operating income | $845 |
| Mortgage (principal + interest) | −$825 |
| PMI | −$77 |
| Cash flow | −$57 |
| Principal paid down (equity, not cash) | $105 |
| Rent | $2,150 |
| Vacancy (6%) | −$129 |
| Collected | $2,021 |
| Property tax Listing | −$196 |
| Insurance Estimate | −$203 |
| Water, sewer, trash Estimate | −$170 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$172 |
| Capital reserve (9% of rent) | −$194 |
| Net operating income | $1,027 |
| Mortgage (principal + interest) | −$786 |
| Cash flow | $241 |
| Principal paid down (equity, not cash) | $100 |
| Rent | $2,150 |
| Vacancy (6%) | −$129 |
| Collected | $2,021 |
| Property tax Listing | −$196 |
| Insurance Estimate | −$203 |
| Water, sewer, trash Estimate | −$170 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$172 |
| Capital reserve (9% of rent) | −$194 |
| Property management | −$182 |
| Net operating income | $845 |
| Mortgage (principal + interest) | −$786 |
| Cash flow | $59 |
| Principal paid down (equity, not cash) | $100 |
| Rent | $2,150 |
| Vacancy (6%) | −$129 |
| Collected | $2,021 |
| Property tax Listing | −$196 |
| Insurance Estimate | −$203 |
| Water, sewer, trash Estimate | −$170 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$172 |
| Capital reserve (9% of rent) | −$194 |
| Net operating income | $1,027 |
| Mortgage (principal + interest) | −$733 |
| Cash flow | $294 |
| Principal paid down (equity, not cash) | $93 |
| Rent | $2,150 |
| Vacancy (6%) | −$129 |
| Collected | $2,021 |
| Property tax Listing | −$196 |
| Insurance Estimate | −$203 |
| Water, sewer, trash Estimate | −$170 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$172 |
| Capital reserve (9% of rent) | −$194 |
| Property management | −$182 |
| Net operating income | $845 |
| Mortgage (principal + interest) | −$733 |
| Cash flow | $112 |
| Principal paid down (equity, not cash) | $93 |
| Rent | $2,150 |
| Vacancy (6%) | −$129 |
| Collected | $2,021 |
| Property tax Listing | −$196 |
| Insurance Estimate | −$203 |
| Water, sewer, trash Estimate | −$170 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$172 |
| Capital reserve (9% of rent) | −$194 |
| Net operating income | $1,027 |
| Mortgage (principal + interest) | −$737 |
| Cash flow | $290 |
| Principal paid down (equity, not cash) | $94 |
| Rent | $2,150 |
| Vacancy (6%) | −$129 |
| Collected | $2,021 |
| Property tax Listing | −$196 |
| Insurance Estimate | −$203 |
| Water, sewer, trash Estimate | −$170 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$172 |
| Capital reserve (9% of rent) | −$194 |
| Property management | −$182 |
| Net operating income | $845 |
| Mortgage (principal + interest) | −$737 |
| Cash flow | $108 |
| Principal paid down (equity, not cash) | $94 |
| Rent | $2,150 |
| Vacancy (6%) | −$129 |
| Collected | $2,021 |
| Property tax Listing | −$196 |
| Insurance Estimate | −$203 |
| Water, sewer, trash Estimate | −$170 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$172 |
| Capital reserve (9% of rent) | −$194 |
| Net operating income | $1,027 |
| Mortgage (principal + interest) | −$687 |
| Cash flow | $340 |
| Principal paid down (equity, not cash) | $87 |
| Rent | $2,150 |
| Vacancy (6%) | −$129 |
| Collected | $2,021 |
| Property tax Listing | −$196 |
| Insurance Estimate | −$203 |
| Water, sewer, trash Estimate | −$170 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$172 |
| Capital reserve (9% of rent) | −$194 |
| Property management | −$182 |
| Net operating income | $845 |
| Mortgage (principal + interest) | −$687 |
| Cash flow | $158 |
| Principal paid down (equity, not cash) | $87 |
Cash flow each year
Rents +3%/yr, costs +3.5%/yr. Red bars are months you'd cover out of pocket.
30 years
How those totals add up
- Your equity when you sell
- $336,997
- Rental profits, invested at 7%
- $511,382
Sells for $358,507 (value up 3% a year), minus 6% selling cost ($21,510). Rent paid down $132,930 of loan.
$233,409 of cash flow over 30 years, plus what it earned invested.
- Cash to close, invested at 7%
- $146,163
$19,201 put into an index fund instead of the down payment and closing costs.
The building comes out $702,216 ahead after 30 years.
- Your equity when you sell
- $336,997
- Rental profits, invested at 7%
- $256,435
Sells for $358,507 (value up 3% a year), minus 6% selling cost ($21,510). Rent paid down $132,930 of loan.
$133,815 of cash flow over 30 years, plus what it earned invested.
- Cash to close, invested at 7%
- $146,163
- Monthly shortfalls, invested
- $27,982
$19,201 put into an index fund instead of the down payment and closing costs.
$4,249 you'd have paid in while the building lost money, invested instead.
The building comes out $419,286 ahead after 30 years.
- Your equity when you sell
- $314,180
- Rental profits, invested at 7%
- $580,995
Sells for $334,234 (value up 3% a year), minus 6% selling cost ($20,054). Rent paid down $123,930 of loan.
$255,234 of cash flow over 30 years, plus what it earned invested.
- Cash to close, invested at 7%
- $136,267
$17,901 put into an index fund instead of the down payment and closing costs.
The building comes out $758,908 ahead after 30 years.
- Your equity when you sell
- $314,180
- Rental profits, invested at 7%
- $306,577
Sells for $334,234 (value up 3% a year), minus 6% selling cost ($20,054). Rent paid down $123,930 of loan.
$152,634 of cash flow over 30 years, plus what it earned invested.
- Cash to close, invested at 7%
- $136,267
- Monthly shortfalls, invested
- $8,511
$17,901 put into an index fund instead of the down payment and closing costs.
$1,242 you'd have paid in while the building lost money, invested instead.
The building comes out $475,979 ahead after 30 years.
- Your equity when you sell
- $336,997
- Rental profits, invested at 7%
- $648,475
Sells for $358,507 (value up 3% a year), minus 6% selling cost ($21,510). Rent paid down $118,160 of loan.
$272,772 of cash flow over 30 years, plus what it earned invested.
- Cash to close, invested at 7%
- $258,596
$33,971 put into an index fund instead of the down payment and closing costs.
The building comes out $726,875 ahead after 30 years.
- Your equity when you sell
- $336,997
- Rental profits, invested at 7%
- $365,546
Sells for $358,507 (value up 3% a year), minus 6% selling cost ($21,510). Rent paid down $118,160 of loan.
$168,930 of cash flow over 30 years, plus what it earned invested.
- Cash to close, invested at 7%
- $258,596
$33,971 put into an index fund instead of the down payment and closing costs.
The building comes out $443,946 ahead after 30 years.
- Your equity when you sell
- $314,180
- Rental profits, invested at 7%
- $708,806
Sells for $334,234 (value up 3% a year), minus 6% selling cost ($20,054). Rent paid down $110,160 of loan.
$291,933 of cash flow over 30 years, plus what it earned invested.
- Cash to close, invested at 7%
- $241,088
$31,671 put into an index fund instead of the down payment and closing costs.
The building comes out $781,898 ahead after 30 years.
- Your equity when you sell
- $314,180
- Rental profits, invested at 7%
- $425,877
Sells for $334,234 (value up 3% a year), minus 6% selling cost ($20,054). Rent paid down $110,160 of loan.
$188,091 of cash flow over 30 years, plus what it earned invested.
- Cash to close, invested at 7%
- $241,088
$31,671 put into an index fund instead of the down payment and closing costs.
The building comes out $498,969 ahead after 30 years.
- Your equity when you sell
- $336,997
- Rental profits, invested at 7%
- $704,168
Sells for $358,507 (value up 3% a year), minus 6% selling cost ($21,510). Rent paid down $110,775 of loan.
$290,460 of cash flow over 30 years, plus what it earned invested.
- Cash to close, invested at 7%
- $314,812
$41,356 put into an index fund instead of the down payment and closing costs.
The building comes out $726,353 ahead after 30 years.
- Your equity when you sell
- $336,997
- Rental profits, invested at 7%
- $421,239
Sells for $358,507 (value up 3% a year), minus 6% selling cost ($21,510). Rent paid down $110,775 of loan.
$186,618 of cash flow over 30 years, plus what it earned invested.
- Cash to close, invested at 7%
- $314,812
$41,356 put into an index fund instead of the down payment and closing costs.
The building comes out $443,423 ahead after 30 years.
- Your equity when you sell
- $314,180
- Rental profits, invested at 7%
- $760,729
Sells for $334,234 (value up 3% a year), minus 6% selling cost ($20,054). Rent paid down $103,275 of loan.
$308,423 of cash flow over 30 years, plus what it earned invested.
- Cash to close, invested at 7%
- $293,498
$38,556 put into an index fund instead of the down payment and closing costs.
The building comes out $781,411 ahead after 30 years.
- Your equity when you sell
- $314,180
- Rental profits, invested at 7%
- $477,799
Sells for $334,234 (value up 3% a year), minus 6% selling cost ($20,054). Rent paid down $103,275 of loan.
$204,581 of cash flow over 30 years, plus what it earned invested.
- Cash to close, invested at 7%
- $293,498
$38,556 put into an index fund instead of the down payment and closing costs.
The building comes out $498,481 ahead after 30 years.
Future dollars. At 3% inflation, divide year-30 figures by about 2.4 for today's buying power. Rental profits are assumed invested, not spent.
30 years: this property vs. the same money in stocks
Year 30 (loan paid off): property $848K, stocks $146K. The property wins.
Year 30 (loan paid off): property $593K, stocks $174K. The property wins.
Year 30 (loan paid off): property $895K, stocks $136K. The property wins.
Year 30 (loan paid off): property $621K, stocks $145K. The property wins.
Year 30 (loan paid off): property $985K, stocks $259K. The property wins.
Year 30 (loan paid off): property $703K, stocks $259K. The property wins.
Year 30 (loan paid off): property $1.02M, stocks $241K. The property wins.
Year 30 (loan paid off): property $740K, stocks $241K. The property wins.
Year 30 (loan paid off): property $1.04M, stocks $315K. The property wins.
Year 30 (loan paid off): property $758K, stocks $315K. The property wins.
Year 30 (loan paid off): property $1.07M, stocks $293K. The property wins.
Year 30 (loan paid off): property $792K, stocks $293K. The property wins.
Comparable rentals
Nearby rentals RentCast matched to each unit type, as of 2026-10-05. The estimate above is RentCast's, weighted toward the closest matches.
1 bed / 1 bath estimate $1,075/mo · range $900–$1,225
| Address | Rent | Bd / Ba | Distance | Match |
|---|---|---|---|---|
| 101 Main St S, Ste 207, Le Sueur 56058 off market | $1,175 | 1 / 1 | 0.1 mi | 91% |
| 101 Main St S, Ste 213, Le Sueur 56058 off market | $1,100 | 1 / 1 | 0.1 mi | 91% |
| 223 Bridge St, Le Sueur 56058 | $750 | 1 / 1 | 0.0 mi | 90% |
| 411 3rd St N, Le Sueur 56058 | $925 | 1 / 1 | 0.3 mi | 90% |
| 101 Main St S, Ste 212, Le Sueur 56058 off market | $1,400 | 2 / 1 | 0.1 mi | 90% |
| 500 Boright St, Le Sueur 56058 | $895 | 1 / 1 | 0.5 mi | 88% |
| 205 Bridge St, Le Sueur 56058 off market | $900 | 1 / 1 | 0.0 mi | 88% |
| 409 Turril St, Le Sueur 56058 off market | $950 | 2 / 1 | 0.6 mi | 88% |
| 500 Boright St, Apt 304, Le Sueur 56058 off market | $875 | 1 / 1 | 0.5 mi | 87% |
| 417 Turril St, Le Sueur 56058 off market | $950 | 2 / 1 | 0.6 mi | 86% |
On the maps, this property and comparable rentals. Comparable rentals and rent estimate: RentCast. Rents are asking rents from listings; check them against the actual leases.
Red flags and opportunities
Watch for
- mediumCouldn't match this address to a county parcel record, so taxes and unit count are unverified. Public record: County parcels: no match for 221 BRIDGE ST
- mediumTaxes and unit count are unverified, so the expense side of the numbers is a guess. Based on: data: county.tax · AI review
- mediumBuilt in 1880, so wiring, plumbing and foundation age are unknown. Based on: data: listing.year_built · AI review
- lowListed 343 days. The price may be too high or something hurts it in inspection. Based on: data: listing.days_on_market · AI review
Opportunities
- Long time on market: room to negotiate. Based on: Listing data: 343 days on market
- Owner-occupy one unit and rent the other, which cuts the effective housing cost. Listing says: Perfect for owner occupied tenancy, and rent other unit out. · AI review
- Separate utilities mean tenants carry their own bills, so owner expenses stay low. Listing says: Separate utilities for each unit · AI review
- No rent cap, so rents can follow the market. Based on: data: underwriting.rent_rule · AI review
Questions for the agent
- What were the actual rents, and is the main floor rented now?
- What are the real annual property taxes, and is the seller homestead-classified?
- What heat type serves each unit, and what do tenants usually pay per month?
- Is the lower unit legal with egress, and does the rental license list two units?
- Why has it sat since October 2025, and has the price been cut or any offers fallen through?
- What year were the roof, siding and windows done, and are there permits?
Bottom line
Cheap, recently refreshed 1-bed/1-bed duplex that pencils slightly positive, but rents and taxes are unverified. AI-assisted summary
What the records say
Where each number comes from
| Property tax / yr Listinglisting, tax year 2026. The tax the listing states. If the seller lives there it may be at the lower homestead rate; an investor owner pays the non-homestead rate, often 20–40% more on the owner's unit. | $2,350 |
| Insurance / yr Estimateestimate. from units, square feet and age; get a quote | $2,432 |
| Water, sewer, trash / mo Estimateestimate. $85/unit/mo, owner-paid | $170 |
| Heat / mo Assumptionassumption. tenants pay heat; confirm with the agent | $0 |
| Lawn care / mo Assumptionassumption. $120/mo for 6 months, spread over 12; no snow removal | $60 |
| Repairs / capital reserve Rulerule. built 1880: +1 pt capital reserve | 8% / 9% |
Price history Realtor.com
On the market since 2025-08-15 (416 days, relisted 1×); last sold for $108,000 on 2018-01-01; listed for rent at $900/mo on 2026-09-28.
| Date | Event | Price |
|---|---|---|
| Listed for rent | $900/mo | |
| Price changed | $147,700 | |
| Price changed | $149,900 | |
| Price changed | $154,500 | |
| Price changed | $159,999 | |
| Price changed | $165,900 | |
| Price changed | $169,900 | |
| Price changed | $175,000 | |
| Price changed | $179,000 | |
| Price changed | $182,000 | |
| Price changed | $184,000 | |
| Listed | $185,000 | |
| Price changed | $185,000 | |
| Price changed | $189,900 | |
| Listed | $199,900 | |
| Listed | $199,900 | |
| Removed | — | |
| Listed for rent | $775/mo | |
| Sold public record | $108,000 |
From the listing Listing
| Listed as | duplex up and down |
| Property tax, 2026 | $2,350 |
| County | Le Sueur |
| Parcel number | 218001970 |
As the listing states it (NorthstarMLS, via Realtor.com). We don't have county records here yet; check the tax, homestead status and special assessments with the county.
Crime, rental-license and vacant-building records are only available for St. Paul and Minneapolis so far. Check with Le Sueur on rental licensing before you buy.