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725 Robinwood Ln

Triplex · 3 units: 2 bed / 1 bath ×3 unit split estimated · 2,054 sq ft

Hopkins, MN · View the listing ↗

Overpriced

Photos, via Realtor.com.

Asking price
$634,900
3 units · $212K per unit
Monthly cash flow
−$1,286
at 20% down, 7%
Estimated rent
$4,350/mo
low confidence · 6 rentals within 1.5 mi
Break-even price
$393,328
where cash flow hits $0

Adjust the numbers See the full breakdown

The numbers

Down payment %
Offer $
Management
Interest rate %
Edit rents, costs and assumptions

Default: 20% down (no PMI), offer at asking, self-managed, 7.00% for 30 years, buyer pays closing costs (3%).

The deal

Price
$634,900
Cash to close
$146,027
Price per unit
$211,633
GRM
12.2

Each month

Cash flow
−$1,286/mo
Cash-on-cash
−10.6%
Cap rate
4.0%
DSCR
0.62×

Break-even

Price that breaks even
$393,328
Rent that breaks even
$5,998/mo

Long run

Year 30: property vs stocks
$1.54M vs $1.90M
Cash flow turns positive
year 20

Monthly

Monthly breakdown

Rent$4,350
Vacancy (6%)−$261
Collected$4,089
Property tax Listing−$717
Insurance Estimate−$268
Water, sewer, trash Estimate−$255
Lawn care ($120 × 6 mo ÷ 12)−$60
Repairs (8% of rent)−$348
Capital reserve (8% of rent)−$348
Net operating income$2,093
Mortgage (principal + interest)−$3,379
Cash flow−$1,286
Principal paid down (equity, not cash)$430

Cash flow each year

Rents +3%/yr, costs +3.5%/yr. Red bars are months you'd cover out of pocket.

30 years

How those totals add up

If you buy this building$1,542,404
Your equity when you sell
$1,448,605

Sells for $1,541,069 (value up 3% a year), minus 6% selling cost ($92,464). Rent paid down $507,920 of loan.

Rental profits, invested at 7%
$93,799

$74,364 of cash flow over 30 years, plus what it earned invested.

Same money in stocks$1,899,125
Cash to close, invested at 7%
$1,111,595

$146,027 put into an index fund instead of the down payment and closing costs.

Monthly shortfalls, invested
$787,530

$158,827 you'd have paid in while the building lost money, invested instead.

Stocks come out $356,721 ahead after 30 years.

Future dollars. At 3% inflation, divide year-30 figures by about 2.4 for today's buying power. Rental profits are assumed invested, not spent.

30 years: this property vs. the same money in stocks

This propertyStocks at 7%

Year 30 (loan paid off): property $1.54M, stocks $1.90M. Stocks win.

Comparable rentals

The closest rental listings with each unit's bedroom count, as of 2026-10-06. The estimate is the median asking rent of every rental we found nearby (the count is shown for each); houses are left out. Asking rents from Realtor.com rental listings, not signed leases.

2 bed estimate $1,450/mo · range $1,300–$1,975 · 6 rentals within 1.5 mi

AddressRentBd / BaSq ftDistanceListedType
1301 MN 7, Hopkins $1,760 2 / 1 1,092 0.2 mi 2024-04-12 Apartment
34 12th Ave N, Hopkins $1,425 2 / 1 1,253 0.7 mi 2026-09-11 Apartment
9904 Excelsior Blvd, Hopkins $1,325 2 / 1 800 1.2 mi 2025-01-03 Apartment
601 N Van Buren Trl, Hopkins $2,239 2 / 1.5 1,300 1.3 mi 2024-04-12 Apartment
3544 Aquila Cir, Saint Louis Park $1,249 2 / 1 800 1.5 mi 2025-05-13 Apartment
3544 Aquila Cir Apt 11, Saint Louis Park $1,249 2 / 1 800 1.5 mi — Apartment

On the maps, this property and comparable rentals. Comparable rentals and rent estimate: Realtor.com rental listings. Rents are asking rents from listings; check them against the actual leases.

Red flags and opportunities

Watch for

  • mediumCouldn't match this address to a county parcel record, so taxes and unit count are unverified. Public record: County parcels: no match for 725 ROBINWOOD LN
  • mediumAsking is $241,572 above the price where cash flow breaks even ($393,328) at the default scenario. Based on: Derived: price $634,900 vs. break-even $393,328

Opportunities

None found.

Questions for the agent

  • Can we see the current leases and a rent roll, with move-in dates?
  • What did water/sewer/trash, heat and electric cost the owner over the last 12 months?
  • How old are the roof, boiler or furnaces, water heaters and electrical panels?
  • Is the building licensed as a rental for this many units, and when was the last city inspection?
  • Any special assessments pending, and will the seller pay them off at closing?

Standard questions worth asking about any building.

What the records say

Where each number comes from

Property tax / yr Listinglisting, tax year 2026. The tax the listing states. If the seller lives there it may be at the lower homestead rate; an investor owner pays the non-homestead rate, often 20–40% more on the owner's unit.$8,601
Insurance / yr Estimateestimate. from units, square feet and age; get a quote$3,214
Water, sewer, trash / mo Estimateestimate. $85/unit/mo, owner-paid$255
Heat / mo Assumptionassumption. tenants pay heat; confirm with the agent$0
Lawn care / mo Assumptionassumption. $120/mo for 6 months, spread over 12; no snow removal$60
Repairs / capital reserve Rulerule. base rate8% / 8%

Price history Realtor.com

On the market since 2026-08-19 (47 days); down $14,100 (2.2%) from the first ask of $649,000; last sold for $500,000 on 2023-09-25; listed for rent at $1,150/mo on 2024-12-09.

DateEventPrice
Price changed$634,900
Listed$649,000
Rental removed$1,150/mo
Rent changed$1,150/mo
Listed for rent$1,100/mo
Sold public record$500,000
Removed—
Listed for rent$1,800/mo
Sold$299,900
Relisted$299,900
Removed$299,900
Price changed$299,900
Price changed$322,900
Price changed$349,900
Listed$329,900
Sold public record$117,000

From the listing Listing

Listed astriplex
Property tax, 2026$8,601
CountyHennepin
Parcel number1311722330009

As the listing states it (NorthstarMLS, via Realtor.com). We don't have county records here yet; check the tax, homestead status and special assessments with the county.

Crime, rental-license and vacant-building records are only available for St. Paul and Minneapolis so far. Check with Hopkins on rental licensing before you buy.