Twin Cities suburbs › White Bear Lake

White Bear Lake

Twin Cities suburbs city. Every 2–4 unit listing here, run through the same numbers at 20% down and 7%.

Compare with other cities →

Neighborhood profile

Listings we track
2
Median price per unit
$238K
Typical cash flow
−$832
median per month, 20% down
Rent rules
No cap
Rents can reset to market at renewal

Crime, rental-license and Census neighborhood figures are only available for St. Paul and Minneapolis so far.

Map

Top picks

Ranked on real rent estimates (nearby comparable rentals or our own research). Listings with a serious red flag are under Proceed with caution instead, however good the numbers look.

None yet with verified rents. Every listing here is ranked on rough rent estimates for now (tagged “rough” below); those are places with too few rentals nearby to compare.

Ways to slice it

Best cash flow now

Monthly cash flow at 20% down.

  1. 2174 8th St serious flag −$74/mo
  2. 2059-2063 Second St serious flag −$1,590/mo

Best long-term

Year-30 wealth vs. the same money in stocks.

  1. 2174 8th St serious flag 2.19× stocks
  2. 2059-2063 Second St serious flag 0.69× stocks

Value-add

Under-rented, needs work, or room to negotiate.

Nothing flagged as value-add.

Proceed with caution

Decent numbers, serious flags.

  1. 2174 8th St No rents, lease terms or occupancy status given, so income is unverified

All listings

2 listings. Filter by price or units, or switch the down payment.

  1. 2174 8th St

    $275,000 · 2 units
    Close
    Cash flow −$74/mo Cap 6.1% Break-even price $261K Yr 30 vs stocks 2.19× Positive in yr 3

    A charming small duplex in a good location, but at $275K it loses money by our numbers and the listing gives nothing to prove the income.

    No rents, lease terms or occupancy status given, so income is unverified

  2. 2059-2063 Second St

    $675,000 · 2 units
    Far off
    Cash flow −$1,590/mo Cap 3.6% Break-even price $376K Yr 30 vs stocks 0.69× Positive in yr 24

    You'd be paying a land-play price for two old rentals that lose money each month, so only look if you have a zoning-based plan and real rent figures.

    No rents, lease terms or expenses given; income can't be verified

Monthly cash flow

−$2,000−$1,500−$1,000−$500$0break-even2174 8th St−$742059-2063 Second St−$1,590

What's changing

Nothing curated for this city yet.