Whittier
Minneapolis neighborhood. Every 2–4 unit listing here, run through the same numbers at 20% down and 7%.
Neighborhood profile
- Listings we track
- 23
- Median price per unit
- $194K
- Typical cash flow
- −$883 median per month, 20% down
- Crime, last 12 months
- 76 per 1,000 1,136 incidents · +1% vs. prior year
- Renter households
- 89%
- Median gross rent
- $1,376 all unit sizes
- Median household income
- $58K
- Rent rules
- No cap Rents can reset to market at renewal
Minneapolis police incidents, all reported offenses (definitions differ from St. Paul's, so don't compare across cities). Per-resident rates use 2020 Census population. Census figures: ACS 2020–2024 5-year, combining 5 tract(s) centered in this neighborhood; medians are household-weighted averages of tract medians.
Map
Top picks
Ranked on real rent estimates (nearby comparable rentals or our own research). Listings with a serious red flag are under Proceed with caution instead, however good the numbers look.






Ways to slice it
Best cash flow now
Monthly cash flow at 20% down.
- 2644 Garfield Ave serious flag $13/mo
- 2015 2nd Ave S serious flag −$167/mo
- 2635 Pillsbury Ave S serious flag −$466/mo
- 19 W 25th St −$523/mo
- 2641 Pillsbury Ave S −$684/mo
+ 13 more in the full list below
Best long-term
Year-30 wealth vs. the same money in stocks.
- 2644 Garfield Ave serious flag 2.47× stocks
- 2015 2nd Ave S serious flag 2.05× stocks
- 2635 Pillsbury Ave S serious flag 1.59× stocks
- 19 W 25th St 1.40× stocks
- 2017 Grand Ave S serious flag 1.16× stocks
+ 13 more in the full list below
Value-add
Under-rented, needs work, or room to negotiate.
- 19 W 25th St Long time on market: room to negotiate.
- 2505 Blaisdell Ave Long time on market: room to negotiate.
- 2507 Lyndale Ave S Long time on market: room to negotiate.
- 2501 Blaisdell Ave Long time on market: room to negotiate.
- 2700 Pillsbury Ave S serious flag The seller bought for $250,000 in May 2013, so they can take a lower offer and still come out well ahead.
+ 5 more in the full list below
Proceed with caution
Decent numbers, serious flags.
- 2644 Garfield Ave Price is well above the underwriting break-even, and the seller paid $457K in 2018, so the ask likely anchors to that.
- 2015 2nd Ave S No rents, lease terms or expenses given.
- 2635 Pillsbury Ave S Studio is nonconforming and not a licensed unit, so it can't be counted as rent
- 2700 Pillsbury Ave S Description gives no rents, lease terms, or expenses, so income is unverified.
Needs more info
Left out of the rankings until a data problem is resolved.
- 2125 Harriet Ave The city's rental license covers 4 unit(s); this analysis counts 5.
- 2317 Garfield Ave The city's rental license covers 1 unit(s); this analysis counts 2.
- 2621 2nd Ave S The city's rental license covers 4 unit(s); this analysis counts 5.
- 2641 Lyndale Ave S The city's rental license covers 4 unit(s); this analysis counts 5.
- 2824 Pillsbury Ave S The city's rental license covers 4 unit(s); this analysis counts 5.
All listings
23 listings. Filter by price or units, or switch the down payment.
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Cash flows
2644 Garfield Ave
$337,799 · 2 unitsCash flow $13/mo Cap 6.4% Break-even price $340K Yr 30 vs stocks 2.47× Positive in yr 1Nice old-house character, and at $337,799 the numbers just about break even, so it only works if the rents are real and you check the basement and licensing.
Price is well above the underwriting break-even, and the seller paid $457K in 2018, so the ask likely anchors to that.
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Overpriced
19 W 25th St
$479,900 · 2 unitsCash flow −$523/mo Cap 5.1% Break-even price $382K Yr 30 vs stocks 1.40× Positive in yr 10 -
Close
2015 2nd Ave S
$449,900 · 4 unitsCash flow −$167/mo Cap 5.9% Break-even price $419K Yr 30 vs stocks 2.05× Positive in yr 4Updated exterior and a new boiler are good, but at $449,900 it loses money, and with no rents given you'd be paying for numbers you can't see.
No rents, lease terms or expenses given. Income can't be checked.
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Close
2635 Pillsbury Ave S
$520,000 · 2 unitsCash flow −$466/mo Cap 5.3% Break-even price $432K Yr 30 vs stocks 1.59× Positive in yr 8Pretty and clean, but priced about $88K over where the numbers work, and the studio adds no legal income.
Studio is nonconforming and not a licensed unit, so it can't be counted as rent
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Overpriced
2505 Blaisdell Ave
$449,900 · 2 unitsCash flow −$835/mo Cap 4.2% Break-even price $293K Yr 30 vs stocks 0.88× Positive in yr 18 -
Overpriced
2507 Lyndale Ave S
$569,900 · 4 unitsCash flow −$883/mo Cap 4.5% Break-even price $404K Yr 30 vs stocks 1.04× Positive in yr 15A 4-plex with some character, but at $569,900 it loses about $864 a month, and it only starts to work at around $408K.
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Far off
2501 Blaisdell Ave
$425,900 · 1 unitsCash flow −$1,550/mo Cap 2.0% Break-even price $135K Yr 30 vs stocks 0.42× Positive in 30+ yrs -
Overpriced
2700 Pillsbury Ave S
$734,900 · 3 unitsCash flow −$1,396/mo Cap 4.1% Break-even price $473K Yr 30 vs stocks 0.86× Positive in yr 19Pretty building, but at $734,900 it loses about $1,400 a month on our numbers, so it only works at a far lower price.
Description gives no rents, lease terms, or expenses, so income is unverified.
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Far off
2641 Pillsbury Ave S
$299,900 · 2 unitsCash flow −$684/mo Cap 3.6% Break-even price $171K Yr 30 vs stocks 0.69× Positive in yr 25Rents are believable, but at $299,900 this loses money every month, so it only works at a much lower price.
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Overpriced
2541 3rd Ave S
$499,900 · 2 unitsCash flow −$990/mo Cap 4.0% Break-even price $314K Yr 30 vs stocks 0.82× Positive in yr 20Rents in place look strong, but at $499,900 the numbers lose money each month, so it only works at a much lower price.
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Overpriced
2017 Grand Ave S
$675,000 · 4 unitsCash flow −$941/mo Cap 4.7% Break-even price $498K Yr 30 vs stocks 1.16× Positive in yr 13Nice-looking old four-plex in a good area, but at $675K it loses about $940 a month and would need to be near $498K to break even.
Description gives no rents, occupancy or lease terms, yet calls the building 'turnkey' and 'high-performing'
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Overpriced
2720 Grand Ave S
$389,000 · 2 unitsCash flow −$696/mo Cap 4.2% Break-even price $258K Yr 30 vs stocks 0.91× Positive in yr 17Charming and fully rented, but at $389K it loses money in our model and the listing gives no numbers to prove otherwise.
No rents, lease terms or expenses given. 'Solid returns' is a claim with nothing behind it.
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Far off
2542 Garfield Ave
$349,000 · 2 unitsCash flow −$885/mo Cap 3.3% Break-even price $183K Yr 30 vs stocks 0.62× Positive in yr 29Nice location with a new roof and siding, but $349K is nearly double what the rents support, so it only works as an owner-occupant buy or at a much lower price.
Price is far above what rents support
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Far off
2024 Harriet Ave
$499,000 · 2 unitsCash flow −$1,308/mo Cap 3.2% Break-even price $253K Yr 30 vs stocks 0.60× Positive in yr 29Nice old duplex with newer boilers, but at $499K it loses over $1,300 a month on our numbers and the price needs to fall dramatically.
Description gives no rents, lease status or occupancy, so income is unverified.
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Far off
2121 Harriet Ave
$575,000 · 2 unitsCash flow −$1,848/mo Cap 2.5% Break-even price $228K Yr 30 vs stocks 0.48× Positive in 30+ yrsWell-updated, good-looking duplex, but at $575K it loses roughly $1,850 a month on our numbers and needs a much lower price.
No rents or lease terms given, so income can't be verified
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Far off
2732 Pillsbury Ave S
$585,000 · 2 unitsCash flow −$1,822/mo Cap 2.6% Break-even price $243K Yr 30 vs stocks 0.50× Positive in 30+ yrsNicely refreshed duplex, but at $585K it only works if you live in one unit and accept a big monthly carry.
Priced for an owner-occupant, not an investor. Rents don't support the price.
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Far off
2305 Garfield Ave
$374,900 · 2 unitsCash flow −$806/mo Cap 3.8% Break-even price $224K Yr 30 vs stocks 0.74× Positive in yr 22Charming, well-set-up duplex, but at $374,900 it loses about $806 a month as a rental, so it only works as a house hack or at a much lower price.
Unusual ownership (land trust, ground lease or co-op): resale price limits or lease terms can cap your upside.
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Far off
2021 3rd Ave S
$565,000 · 1 unitsCash flow −$2,683/mo Cap 0.7% Break-even price $61K Yr 30 vs stocks 0.33× Positive in 30+ yrsPretty building with a price far above what the rents can support, so only look if the seller will come down dramatically.
County records list one condo unit at $131K value and $2,028 tax, not a 4-unit building. The tax bill after a sale could be much higher, and the parcel setup is unclear.
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Far off
2125 Harriet Ave
$949,900 · 5 unitsCash flow −$2,497/mo Cap 3.2% Break-even price $481K Yr 30 vs stocks 0.60× Positive in yr 29Beautifully updated, but at $949.9K it loses about $2,497 a month on our numbers, so only the price or the financing can fix it.
Needs more info: The city's rental license covers 4 unit(s); this analysis counts 5.
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Overpriced
2317 Garfield Ave
$396,000 · 2 unitsCash flow −$594/mo Cap 4.6% Break-even price $284K Yr 30 vs stocks 1.07× Positive in yr 14The creative financing is interesting, but the unit count is unverified, the rents are projections, and at $396K the numbers lose money.
Needs more info: The city's rental license covers 1 unit(s); this analysis counts 2.
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Cash flows
2621 2nd Ave S
$550,000 · 5 unitsCash flow $865/mo Cap 8.3% Break-even price $712K Yr 30 vs stocks 3.79× Positive in yr 1Priced well under the last sale and the numbers look good on paper, but get the real rents and settle the 4-versus-5 unit licensing question before you get excited.
Needs more info: The city's rental license covers 4 unit(s); this analysis counts 5.
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Close
2641 Lyndale Ave S
$550,000 · 5 unitsCash flow −$193/mo Cap 6.0% Break-even price $514K Yr 30 vs stocks 2.07× Positive in yr 4Nicely updated mechanicals, but at $550K it's about $36K over what the rents support and the unit count doesn't add up.
Needs more info: The city's rental license covers 4 unit(s); this analysis counts 5.
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Overpriced
2824 Pillsbury Ave S
$610,000 · 5 unitsCash flow −$1,092/mo Cap 4.2% Break-even price $405K Yr 30 vs stocks 0.90× Positive in yr 18Needs more info: The city's rental license covers 4 unit(s); this analysis counts 5.
Monthly cash flow
What's changing
Nothing curated for this neighborhood yet.