824 13th St N
Duplex · 2 units: 3 bed / 2 bath and 4 bed / 2 bath · 1,496 sq ft
Virginia, MN · View the listing ↗
Photos courtesy of Z'Up North Realty, via Realtor.com.
- Asking price
- $71,900 2 units · $36K per unit
- Monthly cash flow
- $894 at 20% down, 7%
- Estimated rent
- $2,325/mo high confidence
- Break-even price
- $239,836 where cash flow hits $0
First look
At $71,900 this is a bundle deal, and the listing says you must buy it with 116 and 118 2nd St. S. That changes everything: you aren't buying one duplex, you're buying three properties, and the price for the other two isn't shown. Our model shows $894/month cash flow and a 21% cap rate, but taxes aren't verified and the photos show real deferred maintenance, so don't trust those numbers yet. Nothing is stated about rents, leases, or systems, and the 'fully rented' claim has no rent roll behind it. Get the full bundle price, rent roll, and tax bills before deciding on a showing; if the bundle numbers hold, it may be worth a look, but expect heavy repair costs.
Things to consider
- Bundle requirement hides the true deal You must buy three properties, so the real cost, financing, and combined cash flow are unknown. Underwrite the whole package, not this one address.Listing says: “Must purchase as a bundle with 116 2nd St. S. Virginia”
- Rents are unverified Our $1,125 and $1,200 estimates are only estimates. The strong modeled cash flow depends on rents actually being collected.
- Taxes and unit count not confirmed No county parcel match means taxes, legal unit count and assessments could change the numbers.
- Exterior condition suggests heavy repair budget Debris, worn stairs and tired siding hint at deferred maintenance, which eats into the high modeled cap rate.From photo 3
- Long time on market at a very low price 62 days at under $72K suggests buyers are balking at the bundle or the condition. There may be room to negotiate.
From the photos
Based on 4 of the listing photos. Photos can hide as much as they show; an inspection is the real answer.
Condition and repairs
- neededGeneral rehab / sweat equity neededListing says: ready for some sweat equity
AI-assisted first read of the listing description and photos (Claude), checked against public records. Every rent and repair above quotes the listing; verify with the agent, leases and an inspection.
The numbers
Edit rents, costs and assumptions
Default: 20% down (no PMI), offer at asking, self-managed, 7.00% for 30 years, buyer pays closing costs (3%).
The deal
- Price
- $71,900
- Cash to close
- $9,347
- Price per unit
- $35,950
- GRM
- 2.6
Each month
- Cash flow
- $806/mo
- Cash-on-cash
- 103.4%
- Cap rate
- 21.3%
- DSCR
- 2.71×
Break-even
- Price that breaks even
- $194,880
- Rent that breaks even
- $1,292/mo
Long run
- Year 30: property vs stocks
- $1.60M vs $71K
- Cash flow turns positive
- year 1
The deal
- Price
- $71,900
- Cash to close
- $9,347
- Price per unit
- $35,950
- GRM
- 2.6
Each month
- Cash flow
- $609/mo
- Cash-on-cash
- 78.2%
- Cap rate
- 18.0%
- DSCR
- 2.29×
Break-even
- Price that breaks even
- $164,851
- Rent that breaks even
- $1,449/mo
Long run
- Year 30: property vs stocks
- $1.29M vs $71K
- Cash flow turns positive
- year 1
The deal
- Price
- $61,900
- Cash to close
- $8,047
- Price per unit
- $30,950
- GRM
- 2.2
Each month
- Cash flow
- $871/mo
- Cash-on-cash
- 129.9%
- Cap rate
- 24.7%
- DSCR
- 3.15×
Break-even
- Price that breaks even
- $194,880
- Rent that breaks even
- $1,208/mo
Long run
- Year 30: property vs stocks
- $1.65M vs $61K
- Cash flow turns positive
- year 1
The deal
- Price
- $61,900
- Cash to close
- $8,047
- Price per unit
- $30,950
- GRM
- 2.2
Each month
- Cash flow
- $674/mo
- Cash-on-cash
- 100.6%
- Cap rate
- 20.9%
- DSCR
- 2.66×
Break-even
- Price that breaks even
- $164,851
- Rent that breaks even
- $1,355/mo
Long run
- Year 30: property vs stocks
- $1.34M vs $61K
- Cash flow turns positive
- year 1
The deal
- Price
- $71,900
- Cash to close
- $16,537
- Price per unit
- $35,950
- GRM
- 2.6
Each month
- Cash flow
- $894/mo
- Cash-on-cash
- 64.9%
- Cap rate
- 21.3%
- DSCR
- 3.34×
Break-even
- Price that breaks even
- $239,836
- Rent that breaks even
- $1,179/mo
Long run
- Year 30: property vs stocks
- $1.67M vs $126K
- Cash flow turns positive
- year 1
The deal
- Price
- $71,900
- Cash to close
- $16,537
- Price per unit
- $35,950
- GRM
- 2.6
Each month
- Cash flow
- $697/mo
- Cash-on-cash
- 50.6%
- Cap rate
- 18.0%
- DSCR
- 2.82×
Break-even
- Price that breaks even
- $202,880
- Rent that breaks even
- $1,323/mo
Long run
- Year 30: property vs stocks
- $1.36M vs $126K
- Cash flow turns positive
- year 1
The deal
- Price
- $61,900
- Cash to close
- $14,237
- Price per unit
- $30,950
- GRM
- 2.2
Each month
- Cash flow
- $947/mo
- Cash-on-cash
- 79.8%
- Cap rate
- 24.7%
- DSCR
- 3.87×
Break-even
- Price that breaks even
- $239,836
- Rent that breaks even
- $1,111/mo
Long run
- Year 30: property vs stocks
- $1.70M vs $108K
- Cash flow turns positive
- year 1
The deal
- Price
- $61,900
- Cash to close
- $14,237
- Price per unit
- $30,950
- GRM
- 2.2
Each month
- Cash flow
- $750/mo
- Cash-on-cash
- 63.2%
- Cap rate
- 20.9%
- DSCR
- 3.28×
Break-even
- Price that breaks even
- $202,880
- Rent that breaks even
- $1,246/mo
Long run
- Year 30: property vs stocks
- $1.40M vs $108K
- Cash flow turns positive
- year 1
The deal
- Price
- $71,900
- Cash to close
- $20,132
- Price per unit
- $35,950
- GRM
- 2.6
Each month
- Cash flow
- $918/mo
- Cash-on-cash
- 54.7%
- Cap rate
- 21.3%
- DSCR
- 3.56×
Break-even
- Price that breaks even
- $255,825
- Rent that breaks even
- $1,148/mo
Long run
- Year 30: property vs stocks
- $1.69M vs $153K
- Cash flow turns positive
- year 1
The deal
- Price
- $71,900
- Cash to close
- $20,132
- Price per unit
- $35,950
- GRM
- 2.6
Each month
- Cash flow
- $721/mo
- Cash-on-cash
- 43.0%
- Cap rate
- 18.0%
- DSCR
- 3.01×
Break-even
- Price that breaks even
- $216,405
- Rent that breaks even
- $1,288/mo
Long run
- Year 30: property vs stocks
- $1.39M vs $153K
- Cash flow turns positive
- year 1
The deal
- Price
- $61,900
- Cash to close
- $17,332
- Price per unit
- $30,950
- GRM
- 2.2
Each month
- Cash flow
- $968/mo
- Cash-on-cash
- 67.0%
- Cap rate
- 24.7%
- DSCR
- 4.13×
Break-even
- Price that breaks even
- $255,825
- Rent that breaks even
- $1,084/mo
Long run
- Year 30: property vs stocks
- $1.73M vs $132K
- Cash flow turns positive
- year 1
The deal
- Price
- $61,900
- Cash to close
- $17,332
- Price per unit
- $30,950
- GRM
- 2.2
Each month
- Cash flow
- $771/mo
- Cash-on-cash
- 53.4%
- Cap rate
- 20.9%
- DSCR
- 3.50×
Break-even
- Price that breaks even
- $216,405
- Rent that breaks even
- $1,216/mo
Long run
- Year 30: property vs stocks
- $1.42M vs $132K
- Cash flow turns positive
- year 1
Monthly
Monthly breakdown
| Rent | $2,325 |
| Vacancy (6%) | −$140 |
| Collected | $2,186 |
| Property tax Estimate | −$126 |
| Insurance Estimate | −$181 |
| Water, sewer, trash Estimate | −$170 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$186 |
| Capital reserve (8% of rent) | −$186 |
| Net operating income | $1,277 |
| Mortgage (principal + interest) | −$431 |
| PMI | −$40 |
| Cash flow | $806 |
| Principal paid down (equity, not cash) | $55 |
| Rent | $2,325 |
| Vacancy (6%) | −$140 |
| Collected | $2,186 |
| Property tax Estimate | −$126 |
| Insurance Estimate | −$181 |
| Water, sewer, trash Estimate | −$170 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$186 |
| Capital reserve (8% of rent) | −$186 |
| Property management | −$197 |
| Net operating income | $1,080 |
| Mortgage (principal + interest) | −$431 |
| PMI | −$40 |
| Cash flow | $609 |
| Principal paid down (equity, not cash) | $55 |
| Rent | $2,325 |
| Vacancy (6%) | −$140 |
| Collected | $2,186 |
| Property tax Estimate | −$126 |
| Insurance Estimate | −$181 |
| Water, sewer, trash Estimate | −$170 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$186 |
| Capital reserve (8% of rent) | −$186 |
| Net operating income | $1,277 |
| Mortgage (principal + interest) | −$371 |
| PMI | −$35 |
| Cash flow | $871 |
| Principal paid down (equity, not cash) | $47 |
| Rent | $2,325 |
| Vacancy (6%) | −$140 |
| Collected | $2,186 |
| Property tax Estimate | −$126 |
| Insurance Estimate | −$181 |
| Water, sewer, trash Estimate | −$170 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$186 |
| Capital reserve (8% of rent) | −$186 |
| Property management | −$197 |
| Net operating income | $1,080 |
| Mortgage (principal + interest) | −$371 |
| PMI | −$35 |
| Cash flow | $674 |
| Principal paid down (equity, not cash) | $47 |
| Rent | $2,325 |
| Vacancy (6%) | −$140 |
| Collected | $2,186 |
| Property tax Estimate | −$126 |
| Insurance Estimate | −$181 |
| Water, sewer, trash Estimate | −$170 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$186 |
| Capital reserve (8% of rent) | −$186 |
| Net operating income | $1,277 |
| Mortgage (principal + interest) | −$383 |
| Cash flow | $894 |
| Principal paid down (equity, not cash) | $49 |
| Rent | $2,325 |
| Vacancy (6%) | −$140 |
| Collected | $2,186 |
| Property tax Estimate | −$126 |
| Insurance Estimate | −$181 |
| Water, sewer, trash Estimate | −$170 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$186 |
| Capital reserve (8% of rent) | −$186 |
| Property management | −$197 |
| Net operating income | $1,080 |
| Mortgage (principal + interest) | −$383 |
| Cash flow | $697 |
| Principal paid down (equity, not cash) | $49 |
| Rent | $2,325 |
| Vacancy (6%) | −$140 |
| Collected | $2,186 |
| Property tax Estimate | −$126 |
| Insurance Estimate | −$181 |
| Water, sewer, trash Estimate | −$170 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$186 |
| Capital reserve (8% of rent) | −$186 |
| Net operating income | $1,277 |
| Mortgage (principal + interest) | −$329 |
| Cash flow | $947 |
| Principal paid down (equity, not cash) | $42 |
| Rent | $2,325 |
| Vacancy (6%) | −$140 |
| Collected | $2,186 |
| Property tax Estimate | −$126 |
| Insurance Estimate | −$181 |
| Water, sewer, trash Estimate | −$170 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$186 |
| Capital reserve (8% of rent) | −$186 |
| Property management | −$197 |
| Net operating income | $1,080 |
| Mortgage (principal + interest) | −$329 |
| Cash flow | $750 |
| Principal paid down (equity, not cash) | $42 |
| Rent | $2,325 |
| Vacancy (6%) | −$140 |
| Collected | $2,186 |
| Property tax Estimate | −$126 |
| Insurance Estimate | −$181 |
| Water, sewer, trash Estimate | −$170 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$186 |
| Capital reserve (8% of rent) | −$186 |
| Net operating income | $1,277 |
| Mortgage (principal + interest) | −$359 |
| Cash flow | $918 |
| Principal paid down (equity, not cash) | $46 |
| Rent | $2,325 |
| Vacancy (6%) | −$140 |
| Collected | $2,186 |
| Property tax Estimate | −$126 |
| Insurance Estimate | −$181 |
| Water, sewer, trash Estimate | −$170 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$186 |
| Capital reserve (8% of rent) | −$186 |
| Property management | −$197 |
| Net operating income | $1,080 |
| Mortgage (principal + interest) | −$359 |
| Cash flow | $721 |
| Principal paid down (equity, not cash) | $46 |
| Rent | $2,325 |
| Vacancy (6%) | −$140 |
| Collected | $2,186 |
| Property tax Estimate | −$126 |
| Insurance Estimate | −$181 |
| Water, sewer, trash Estimate | −$170 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$186 |
| Capital reserve (8% of rent) | −$186 |
| Net operating income | $1,277 |
| Mortgage (principal + interest) | −$309 |
| Cash flow | $968 |
| Principal paid down (equity, not cash) | $39 |
| Rent | $2,325 |
| Vacancy (6%) | −$140 |
| Collected | $2,186 |
| Property tax Estimate | −$126 |
| Insurance Estimate | −$181 |
| Water, sewer, trash Estimate | −$170 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$186 |
| Capital reserve (8% of rent) | −$186 |
| Property management | −$197 |
| Net operating income | $1,080 |
| Mortgage (principal + interest) | −$309 |
| Cash flow | $771 |
| Principal paid down (equity, not cash) | $39 |
Cash flow each year
Rents +3%/yr, costs +3.5%/yr. Red bars are months you'd cover out of pocket.
30 years
How those totals add up
- Your equity when you sell
- $164,049
- Rental profits, invested at 7%
- $1,435,637
Sells for $174,520 (value up 3% a year), minus 6% selling cost ($10,471). Rent paid down $64,710 of loan.
$545,757 of cash flow over 30 years, plus what it earned invested.
- Cash to close, invested at 7%
- $71,152
$9,347 put into an index fund instead of the down payment and closing costs.
The building comes out $1,528,534 ahead after 30 years.
- Your equity when you sell
- $164,049
- Rental profits, invested at 7%
- $1,129,678
Sells for $174,520 (value up 3% a year), minus 6% selling cost ($10,471). Rent paid down $64,710 of loan.
$433,463 of cash flow over 30 years, plus what it earned invested.
- Cash to close, invested at 7%
- $71,152
$9,347 put into an index fund instead of the down payment and closing costs.
The building comes out $1,222,575 ahead after 30 years.
- Your equity when you sell
- $141,233
- Rental profits, invested at 7%
- $1,505,250
Sells for $150,248 (value up 3% a year), minus 6% selling cost ($9,015). Rent paid down $55,710 of loan.
$567,583 of cash flow over 30 years, plus what it earned invested.
- Cash to close, invested at 7%
- $61,256
$8,047 put into an index fund instead of the down payment and closing costs.
The building comes out $1,585,227 ahead after 30 years.
- Your equity when you sell
- $141,233
- Rental profits, invested at 7%
- $1,199,292
Sells for $150,248 (value up 3% a year), minus 6% selling cost ($9,015). Rent paid down $55,710 of loan.
$455,289 of cash flow over 30 years, plus what it earned invested.
- Cash to close, invested at 7%
- $61,256
$8,047 put into an index fund instead of the down payment and closing costs.
The building comes out $1,279,268 ahead after 30 years.
- Your equity when you sell
- $164,049
- Rental profits, invested at 7%
- $1,502,374
Sells for $174,520 (value up 3% a year), minus 6% selling cost ($10,471). Rent paid down $57,520 of loan.
$564,919 of cash flow over 30 years, plus what it earned invested.
- Cash to close, invested at 7%
- $125,884
$16,537 put into an index fund instead of the down payment and closing costs.
The building comes out $1,540,539 ahead after 30 years.
- Your equity when you sell
- $164,049
- Rental profits, invested at 7%
- $1,196,415
Sells for $174,520 (value up 3% a year), minus 6% selling cost ($10,471). Rent paid down $57,520 of loan.
$452,625 of cash flow over 30 years, plus what it earned invested.
- Cash to close, invested at 7%
- $125,884
$16,537 put into an index fund instead of the down payment and closing costs.
The building comes out $1,234,580 ahead after 30 years.
- Your equity when you sell
- $141,233
- Rental profits, invested at 7%
- $1,562,705
Sells for $150,248 (value up 3% a year), minus 6% selling cost ($9,015). Rent paid down $49,520 of loan.
$584,080 of cash flow over 30 years, plus what it earned invested.
- Cash to close, invested at 7%
- $108,376
$14,237 put into an index fund instead of the down payment and closing costs.
The building comes out $1,595,561 ahead after 30 years.
- Your equity when you sell
- $141,233
- Rental profits, invested at 7%
- $1,256,746
Sells for $150,248 (value up 3% a year), minus 6% selling cost ($9,015). Rent paid down $49,520 of loan.
$471,786 of cash flow over 30 years, plus what it earned invested.
- Cash to close, invested at 7%
- $108,376
$14,237 put into an index fund instead of the down payment and closing costs.
The building comes out $1,289,603 ahead after 30 years.
- Your equity when you sell
- $164,049
- Rental profits, invested at 7%
- $1,529,485
Sells for $174,520 (value up 3% a year), minus 6% selling cost ($10,471). Rent paid down $53,925 of loan.
$573,530 of cash flow over 30 years, plus what it earned invested.
- Cash to close, invested at 7%
- $153,250
$20,132 put into an index fund instead of the down payment and closing costs.
The building comes out $1,540,284 ahead after 30 years.
- Your equity when you sell
- $164,049
- Rental profits, invested at 7%
- $1,223,526
Sells for $174,520 (value up 3% a year), minus 6% selling cost ($10,471). Rent paid down $53,925 of loan.
$461,235 of cash flow over 30 years, plus what it earned invested.
- Cash to close, invested at 7%
- $153,250
$20,132 put into an index fund instead of the down payment and closing costs.
The building comes out $1,234,325 ahead after 30 years.
- Your equity when you sell
- $141,233
- Rental profits, invested at 7%
- $1,586,045
Sells for $150,248 (value up 3% a year), minus 6% selling cost ($9,015). Rent paid down $46,425 of loan.
$591,493 of cash flow over 30 years, plus what it earned invested.
- Cash to close, invested at 7%
- $131,936
$17,332 put into an index fund instead of the down payment and closing costs.
The building comes out $1,595,342 ahead after 30 years.
- Your equity when you sell
- $141,233
- Rental profits, invested at 7%
- $1,280,087
Sells for $150,248 (value up 3% a year), minus 6% selling cost ($9,015). Rent paid down $46,425 of loan.
$479,199 of cash flow over 30 years, plus what it earned invested.
- Cash to close, invested at 7%
- $131,936
$17,332 put into an index fund instead of the down payment and closing costs.
The building comes out $1,289,383 ahead after 30 years.
Future dollars. At 3% inflation, divide year-30 figures by about 2.4 for today's buying power. Rental profits are assumed invested, not spent.
30 years: this property vs. the same money in stocks
Year 30 (loan paid off): property $1.60M, stocks $71K. The property wins.
Year 30 (loan paid off): property $1.29M, stocks $71K. The property wins.
Year 30 (loan paid off): property $1.65M, stocks $61K. The property wins.
Year 30 (loan paid off): property $1.34M, stocks $61K. The property wins.
Year 30 (loan paid off): property $1.67M, stocks $126K. The property wins.
Year 30 (loan paid off): property $1.36M, stocks $126K. The property wins.
Year 30 (loan paid off): property $1.70M, stocks $108K. The property wins.
Year 30 (loan paid off): property $1.40M, stocks $108K. The property wins.
Year 30 (loan paid off): property $1.69M, stocks $153K. The property wins.
Year 30 (loan paid off): property $1.39M, stocks $153K. The property wins.
Year 30 (loan paid off): property $1.73M, stocks $132K. The property wins.
Year 30 (loan paid off): property $1.42M, stocks $132K. The property wins.
Comparable rentals
Nearby rentals RentCast matched to each unit type, as of 2026-10-05. The estimate above is RentCast's, weighted toward the closest matches.
3 bed / 2 bath estimate $1,125/mo · range $900–$1,350
| Address | Rent | Bd / Ba | Distance | Match |
|---|---|---|---|---|
| 206 S 4th Ave W, Unit 302, Virginia 55792 off market | $1,200 | 3 / 2 | 1.0 mi | 93% |
| 206 S 4th Ave, Apt 101, Virginia 55792 off market | $1,200 | 3 / 2 | 1.0 mi | 92% |
| 8365 Southern Dr, Virginia 55792 off market | $875 | 3 / 2 | 2.2 mi | 91% |
| 8383 Marigold St, Apt 5, Virginia 55792 off market | $1,350 | 3 / 1 | 1.8 mi | 87% |
| 117 2nd St N, Unit 2, Virginia 55792 off market | $1,535 | 3 / 1 | 0.9 mi | 85% |
| 1101 7th Ave N, Unit 9, Virginia 55792 off market | $895 | 2 / 1 | 0.2 mi | 80% |
| 1101 7th Ave N, Unit 11, Virginia 55792 off market | $895 | 2 / 1 | 0.2 mi | 80% |
| 1101 7th Ave N, Unit 8, Virginia 55792 off market | $855 | 2 / 1 | 0.2 mi | 79% |
| 1101 N 7th Ave, Apt 8, Virginia 55792 off market | $855 | 2 / 1 | 0.2 mi | 79% |
| 1101 7th Ave N, Unit 7, Virginia 55792 off market | $895 | 2 / 1 | 0.2 mi | 79% |
4 bed / 2 bath estimate $1,200/mo · range $1,000–$1,425
| Address | Rent | Bd / Ba | Distance | Match |
|---|---|---|---|---|
| 206 S 4th Ave W, Unit 302, Virginia 55792 off market | $1,200 | 3 / 2 | 1.0 mi | 83% |
| 206 S 4th Ave, Apt 101, Virginia 55792 off market | $1,200 | 3 / 2 | 1.0 mi | 83% |
| 8365 Southern Dr, Virginia 55792 off market | $875 | 3 / 2 | 2.2 mi | 81% |
| 8383 Marigold St, Apt 5, Virginia 55792 off market | $1,350 | 3 / 1 | 1.8 mi | 77% |
| 117 2nd St N, Unit 2, Virginia 55792 off market | $1,535 | 3 / 1 | 0.9 mi | 76% |
| 804 6th Ave S, Virginia 55792 off market | $1,300 | 4 / 1 | 1.2 mi | 73% |
| 815 13th St N, Virginia 55792 off market | $1,350 | 1 / 1 | 0.0 mi | 70% |
| 1101 7th Ave N, Unit 11, Virginia 55792 off market | $895 | 2 / 1 | 0.2 mi | 70% |
| 1101 7th Ave N, Unit 9, Virginia 55792 off market | $895 | 2 / 1 | 0.2 mi | 70% |
| 1101 7th Ave N, Unit 8, Virginia 55792 off market | $855 | 2 / 1 | 0.2 mi | 70% |
On the maps, this property and comparable rentals. Comparable rentals and rent estimate: RentCast. Rents are asking rents from listings; check them against the actual leases.
Red flags and opportunities
Watch for
- highPriced under $100K: usually means major repairs, a fire or condemned building, a contract-for-deed or partial-interest sale, or a listing error. Find out why before anything else. Based on: Listing data: asking $71,900
- highForced bundle sale with two other properties; total price and combined numbers unknown Listing says: Must purchase as a bundle with 116 2nd St. S. Virginia and it's neighboring property at 118 2nd St. S. Virginia. · AI review
- mediumCouldn't match this address to a county parcel record, so taxes and unit count are unverified. Public record: County parcels: no match for 824 13TH ST N
- medium'Fully rented' but no rents, lease terms, or rent roll given Listing says: something that's fully rented out and ready for some sweat equity · AI review
- mediumExterior debris, plywood sheets and clutter piled at the rear entry; patched-looking siding and boarded openings Based on: photo 3 · AI review
- lowGarage siding is weathered and a window appears boarded or blocked, with peeling paint Based on: photo 4 · AI review
Opportunities
- Sweat-equity upside if you can renovate cheaply and rents are below market Listing says: ready for some sweat equity · AI review
- Detached garage and yard space for added value or parking Based on: photo 2 · AI review
Questions for the agent
- What is the total price for all three properties in the bundle, and can any be bought separately?
- Can I see the rent roll, leases, deposits, and 12 months of expenses for each building?
- Who pays heat, water, and electric, and are there separate meters?
- Why is it priced under $100K, and has there been any fire, condemnation, or code orders?
- What are the annual taxes and any special assessments, and is there a rental license?
- What are the roof, furnace, and electrical panel ages?
Bottom line
Cheap and apparently rented, but it's a forced three-property bundle with rough exteriors and no rent data, so the price tag tells you little until you see the whole package. AI-assisted summary
What the records say
Where each number comes from
| Property tax / yr Estimateestimate. No tax record found; 2.1% of price. | $1,510 |
| Insurance / yr Estimateestimate. from units, square feet and age; get a quote | $2,174 |
| Water, sewer, trash / mo Estimateestimate. $85/unit/mo, owner-paid | $170 |
| Heat / mo Assumptionassumption. tenants pay heat; confirm with the agent | $0 |
| Lawn care / mo Assumptionassumption. $120/mo for 6 months, spread over 12; no snow removal | $60 |
| Repairs / capital reserve Rulerule. base rate | 8% / 8% |
Price history Realtor.com
On the market since 2026-08-04 (62 days); last sold for $155,899 on 2024-10-03.
| Date | Event | Price |
|---|---|---|
| Removed | $59,000 | |
| Listed | $71,900 | |
| Listed | $71,900 | |
| Removed | — | |
| Price changed | $64,999 | |
| Price changed | $69,999 | |
| Price changed | $79,999 | |
| Listed | $90,000 | |
| Sold public record | $155,899 | |
| Sold public record | $200,000 | |
| Removed | — | |
| Removed | — | |
| Listed | $180,000 | |
| Removed | — | |
| Listed | $420,000 | |
| Sold public record | $55,000 |
From the listing Listing
| Listed as | duplex |
As the listing states it (NorthstarMLS, via Realtor.com). We don't have county records here yet; check the tax, homestead status and special assessments with the county.
Crime, rental-license and vacant-building records are only available for St. Paul and Minneapolis so far. Check with Virginia on rental licensing before you buy.